| Utility: SYSTEMS AND METHODS USING FINANCIAL INFORMATION TO GENERATE A SOCIAL GRAPH AND DETERMINE PRODUCT AND OTHER OFFERINGS BASED ON CONNECTIONS WITHIN THE SOCIAL GRAPH Filling date: 30 Oct 2025 Issue date: 17 Jun 2021 | 11 Dec 2019 | 17 Jun 2021 |
| Utility: METHOD AND SYSTEM TO DETERMINE BUSINESS SEGMENTS ASSOCIATED WITH MERCHANTS Filling date: 30 Oct 2025 Issue date: 17 Jun 2021 | 11 Dec 2019 | 17 Jun 2021 |
| Utility: SYSTEMS AND METHODS USING FINANCIAL INFORMATION TO GENERATE A SOCIAL GRAPH AND DETERMINE PRODUCT AND OTHER OFFERINGS BASED ON CONNECTIONS WITHIN THE SOCIAL GRAPH Filling date: 30 Oct 2025 Issue date: 17 Jun 2021 | 11 Dec 2019 | 17 Jun 2021 |
| Utility: SHAREABLE AND NESTED TRANSACTIONS ON HASH CHAINS Filling date: 30 Oct 2025 Issue date: 17 Jun 2021 | 11 Dec 2019 | 17 Jun 2021 |
| Utility: COMPLIANCE GRAPH GENERATION Filling date: 30 Oct 2025 Issue date: 10 Jun 2021 | 5 Dec 2019 | 10 Jun 2021 |
| Utility: THIRD PARTY INTEGRATION OF PLUGINS AND WIDGETS Filling date: 30 Oct 2025 Issue date: 3 Jun 2021 | 17 Feb 2021 | 3 Jun 2021 |
| Utility: DEEP LEARNING APPROACH TO MITIGATE THE COLD-START PROBLEM IN TEXTUAL ITEMS RECOMMENDATIONS Filling date: 30 Oct 2025 Issue date: 3 Jun 2021 | 29 Nov 2019 | 3 Jun 2021 |
| Utility: INTEGRATED EVENT PROCESSING AND POLICY ENFORCEMENT Filling date: 30 Oct 2025 Issue date: 3 Jun 2021 | 29 Nov 2019 | 3 Jun 2021 |
| Utility: METHOD AND SYSTEM FOR GENERATING SYNTHETIC DATA USING A REGRESSION MODEL WHILE PRESERVING STATISTICAL PROPERTIES OF UNDERLYING DATA Filling date: 30 Oct 2025 Issue date: 27 May 2021 | 27 Nov 2019 | 27 May 2021 |
| Utility: COMBINING STATISTICAL METHODS WITH A KNOWLEDGE GRAPH Filling date: 30 Oct 2025 Issue date: 27 May 2021 | 25 Nov 2019 | 27 May 2021 |
| Utility: REAL-TIME FINANCIAL SYSTEM ADVERTISEMENT SHARING SYSTEM Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 29 Jan 2021 | 20 May 2021 |
| Utility: SYSTEM AND METHOD FOR CORRECTION OF ACQUIRED TRANSACTION TEXT FIELDS Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 28 Jan 2021 | 20 May 2021 |
| Utility: SYSTEMS AND METHODS FOR INTELLIGENTLY GROUPING FINANCIAL PRODUCT USERS INTO COHESIVE COHORTS Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 26 Jan 2021 | 20 May 2021 |
| Utility: MACHINE LEARNING APPROACH TO AUTOMATICALLY DISAMBIGUATE AMBIGUOUS ELECTRONIC TRANSACTION LABELS Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 19 Nov 2019 | 20 May 2021 |
| Utility: MODEL SELECTION IN A FORECASTING PIPELINE TO OPTIMIZE TRADEOFF BETWEEN FORECAST ACCURACY AND COMPUTATIONAL COST Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 19 Nov 2019 | 20 May 2021 |
| Utility: HIERARCHICAL DEEP NEURAL NETWORK FORECASTING OF CASHFLOWS WITH LINEAR ALGEBRAIC CONSTRAINTS Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 19 Nov 2019 | 20 May 2021 |
| Utility: DATA STRUCTURES AND METHODS FOR ENABLING CROSS DOMAIN RECOMMENDATIONS BY A MACHINE LEARNING MODEL Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 19 Nov 2019 | 20 May 2021 |
| Utility: ENHANCED INTENT MATCHING USING KEYWORD-BASED WORD MOVER'S DISTANCE Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 18 Nov 2019 | 20 May 2021 |
| Utility: PRE-TRAINED CONTEXTUAL EMBEDDING MODELS FOR NAMED ENTITY RECOGNITION AND CONFIDENCE PREDICTION Filling date: 30 Oct 2025 Issue date: 20 May 2021 | 15 Nov 2019 | 20 May 2021 |
| Utility: MACHINE LEARNING BASED PRODUCT SOLUTION RECOMMENDATION Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 6 Nov 2019 | 6 May 2021 |
| Utility: EXPLAINABLE RULE-BASED CALCULATIONS Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 1 Nov 2019 | 6 May 2021 |
| Utility: SYSTEM AND METHOD FOR NEAREST NEIGHBOR-BASED BANK ACCOUNT NUMBER VALIDATION Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 1 Nov 2019 | 6 May 2021 |
| Utility: METHOD AND SYSTEM FOR AUTOMATED FORM FIELD DETECTION AND COMPLETION Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 1 Nov 2019 | 6 May 2021 |
| Utility: USER ACCESS AND IDENTITY LIFE-CYCLE MANAGEMENT Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 31 Oct 2019 | 6 May 2021 |
| Utility: GENERATING A MINIMUM-COST CIRCULATION TOPOLOGY IN A MICROSERVICE MESH NETWORK Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 30 Oct 2019 | 6 May 2021 |
| Utility: METHOD AND SYSTEM FOR FACILITATING USER SUPPORT USING MULTIMODAL INFORMATION Filling date: 30 Oct 2025 Issue date: 6 May 2021 | 30 Oct 2019 | 6 May 2021 |
| Utility: USER INTERFACES BASED ON PRE-CLASSIFIED DATA SETS Filling date: 30 Oct 2025 Issue date: 29 Apr 2021 | 5 Jan 2021 | 29 Apr 2021 |
| Utility: DOCUMENT SIMILARITY THROUGH REFERENCE LINKS Filling date: 30 Oct 2025 Issue date: 29 Apr 2021 | 29 Oct 2019 | 29 Apr 2021 |
| Utility: SYSTEMS AND METHODS FOR IMPLEMENTING OVERLAPPING DATA CACHING FOR OBJECT APPLICATION PROGRAM INTERFACES Filling date: 30 Oct 2025 Issue date: 29 Apr 2021 | 28 Oct 2019 | 29 Apr 2021 |
| Utility: MACHINE LEARNING-BASED AUTOMATIC DETECTION AND REMOVAL OF PERSONALLY IDENTIFIABLE INFORMATION Filling date: 30 Oct 2025 Issue date: 29 Apr 2021 | 25 Oct 2019 | 29 Apr 2021 |
| Utility: PERSONALIZED PROVIDER CONNECTIONS SUGGESTIONS Filling date: 30 Oct 2025 Issue date: 29 Apr 2021 | 25 Oct 2019 | 29 Apr 2021 |
| Utility: LOCATION TRACKING WITH LOITERING LOGIC Filling date: 30 Oct 2025 Issue date: 22 Apr 2021 | 4 Dec 2020 | 22 Apr 2021 |
| Utility: SYSTEM AND METHOD FOR UNDERSTANDING QUESTIONS OF USERS OF A DATA MANAGEMENT SYSTEM Filling date: 30 Oct 2025 Issue date: 22 Apr 2021 | 22 Oct 2019 | 22 Apr 2021 |
| Utility: METHOD AND SYSTEM FOR RECOMMENDING ASSISTANCE OFFERINGS Filling date: 30 Oct 2025 Issue date: 8 Apr 2021 | 17 Dec 2020 | 8 Apr 2021 |
| Utility: CRYPTOGRAPHIC KEY GENERATION FOR LOGICALLY SHARDED DATA STORES Filling date: 30 Oct 2025 Issue date: 1 Apr 2021 | 11 Dec 2020 | 1 Apr 2021 |
| Utility: METHOD AND SYSTEM FOR PROVIDING AN INTERACTIVE SPENDING ANALYSIS DISPLAY Filling date: 30 Oct 2025 Issue date: 1 Apr 2021 | 11 Dec 2020 | 1 Apr 2021 |
| Utility: USING A MULTI-ARMED BANDIT APPROACH FOR BOOSTING CATEGORIZATION PERFORMANCE Filling date: 30 Oct 2025 Issue date: 1 Apr 2021 | 30 Sep 2019 | 1 Apr 2021 |
| Utility: MAPPING NATURAL LANGUAGE UTTERANCES TO NODES IN A KNOWLEDGE GRAPH Filling date: 30 Oct 2025 Issue date: 1 Apr 2021 | 30 Sep 2019 | 1 Apr 2021 |
| Utility: SYSTEM AND METHOD FOR PROVIDING A PREDICTED TAX REFUND RANGE BASED ON PROBABILISTIC CALCULATION Filling date: 30 Oct 2025 Issue date: 25 Mar 2021 | 7 Dec 2020 | 25 Mar 2021 |
| Utility: METHODS TO CREATE AND USE RESPONSIVE FORMS WITH EXTERNALIZED CONFIGURATIONS AND ARTIFACTS Filling date: 30 Oct 2025 Issue date: 25 Mar 2021 | 31 Oct 2019 | 25 Mar 2021 |
| Utility: SYSTEM AND METHOD FOR ASSISTING CUSTOMER SUPPORT AGENTS USING A CONTEXTUAL BANDIT BASED DECISION SUPPORT SYSTEM Filling date: 30 Oct 2025 Issue date: 25 Mar 2021 | 25 Sep 2019 | 25 Mar 2021 |
| Utility: USER SUPPORT WITH INTEGRATED CONVERSATIONAL USER INTERFACES AND SOCIAL QUESTION ANSWERING Filling date: 30 Oct 2025 Issue date: 18 Mar 2021 | 20 Nov 2020 | 18 Mar 2021 |
| Utility: UNSUPERVISED AUTOMATIC TAXONOMY GRAPH CONSTRUCTION USING SEARCH QUERIES Filling date: 30 Oct 2025 Issue date: 18 Mar 2021 | 17 Sep 2019 | 18 Mar 2021 |
| Utility: DEEP NEURAL NETWORK BASED USER SEGMENTATION Filling date: 30 Oct 2025 Issue date: 18 Mar 2021 | 13 Sep 2019 | 18 Mar 2021 |
| Utility: SYSTEM AND METHOD FOR REDUCING USER QUERY AMBIGUITY THROUGH CHATBOT CLARIFYING QUESTIONS Filling date: 30 Oct 2025 Issue date: 18 Mar 2021 | 12 Sep 2019 | 18 Mar 2021 |
| Utility: SYSTEM AND METHOD FOR APPROXIMATING BRANCHING OPERATIONS FOR USE WITH DATA ENCRYPTED BY FULLY HOMOMORPHIC ENCRYPTION (FHE) Filling date: 30 Oct 2025 Issue date: 18 Mar 2021 | 12 Sep 2019 | 18 Mar 2021 |
| Utility: METHODS SYSTEMS AND ARTICLES OF MANUFACTURE FOR MODIFYING USER INTERACTION WITH ONLINE BANKING SITE Filling date: 30 Oct 2025 Issue date: 11 Mar 2021 | 18 Nov 2020 | 11 Mar 2021 |
| Utility: METAMODELING FOR CONFIDENCE PREDICTION IN MACHINE LEARNING BASED DOCUMENT EXTRACTION Filling date: 30 Oct 2025 Issue date: 11 Mar 2021 | 28 Aug 2020 | 11 Mar 2021 |
| Utility: SYSTEM AND METHOD FOR DETECTING ANOMALIES UTILIZING A PLURALITY OF NEURAL NETWORK MODELS Filling date: 30 Oct 2025 Issue date: 11 Mar 2021 | 11 Sep 2019 | 11 Mar 2021 |
| Utility: USING MACHINE LEARNING TO DISCERN RELATIONSHIPS BETWEEN INDIVIDUALS FROM DIGITAL TRANSACTIONAL DATA Filling date: 30 Oct 2025 Issue date: 4 Mar 2021 | 30 Aug 2019 | 4 Mar 2021 |
