| Utility: Method and apparatus for determining an effectiveness of an electronic advertisement Filling date: 9 Sep 2025 Issue date: 27 Oct 2020 | 13 Jun 2017 | 27 Oct 2020 |
| Utility: Systems and methods for providing multiple communications network options Filling date: 9 Sep 2025 Issue date: 27 Oct 2020 | 16 Jun 2016 | 27 Oct 2020 |
| Utility: Systems and methods for verifying users, in connection with transactions using payment devices Filling date: 9 Sep 2025 Issue date: 27 Oct 2020 | 9 Jun 2016 | 27 Oct 2020 |
| Utility: Virtual reality headset device and payment method Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 3 Dec 2018 | 20 Oct 2020 |
| Utility: Remote control of a mobile communication device Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 2 Nov 2018 | 20 Oct 2020 |
| Utility: Systems and methods for authenticating users in connection with mobile operations Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 6 Jul 2018 | 20 Oct 2020 |
| Utility: Method and system for authorizing and processing payment transactions over a network Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 23 Jun 2017 | 20 Oct 2020 |
| Utility: Systems and methods for managing receipts for payment account transactions Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 24 Feb 2017 | 20 Oct 2020 |
| Utility: Method and system for authorization using a public ledger and encryption keys Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 1 Jun 2016 | 20 Oct 2020 |
| Utility: Systems and methods for determining customer traffic data Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 11 Dec 2015 | 20 Oct 2020 |
| Utility: Systems and methods for managing access to segments of payment networks Filling date: 9 Sep 2025 Issue date: 20 Oct 2020 | 1 Apr 2015 | 20 Oct 2020 |
| Utility: System and method for transmitting payment card information, and payment card Filling date: 9 Sep 2025 Issue date: 13 Oct 2020 | 13 Aug 2018 | 13 Oct 2020 |
| Utility: System and method for device fraud prevention Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 23 Jan 2020 | 6 Oct 2020 |
| Utility: Systems and methods for embedding digital modifiers in a digital wallet Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 5 Sep 2018 | 6 Oct 2020 |
| Utility: Split message initiated payment system, method and apparatus Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 31 May 2018 | 6 Oct 2020 |
| Utility: Message processing apparatus and methods Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 6 Apr 2018 | 6 Oct 2020 |
| Utility: Password management system and process Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 1 Dec 2017 | 6 Oct 2020 |
| Utility: Consumer sampling webpage linked with digital wallet Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 18 Oct 2017 | 6 Oct 2020 |
| Utility: Authentication using transaction history Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 31 Mar 2017 | 6 Oct 2020 |
| Utility: Method and system for authentication of coupons via blockchain Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 29 Nov 2016 | 6 Oct 2020 |
| Utility: Systems and methods for passively determining a ratio of purchasers and prospective purchasers in a merchant location Filling date: 9 Sep 2025 Issue date: 6 Oct 2020 | 23 Dec 2013 | 6 Oct 2020 |
| Utility: Transaction verification based on a transaction identifier and associated location data Filling date: 9 Sep 2025 Issue date: 29 Sep 2020 | 4 Dec 2017 | 29 Sep 2020 |
| Utility: Systems and methods for use in facilitating purchases Filling date: 9 Sep 2025 Issue date: 29 Sep 2020 | 16 Jun 2017 | 29 Sep 2020 |
| Utility: Methods and apparatus for processing a payment-on-delivery (POD) transaction Filling date: 9 Sep 2025 Issue date: 29 Sep 2020 | 19 Jul 2016 | 29 Sep 2020 |
| Utility: Method and system for POS enabled installments with eligibility check requirements Filling date: 9 Sep 2025 Issue date: 22 Sep 2020 | 1 Aug 2019 | 22 Sep 2020 |
| Utility: Computer-implemented methods, systems comprising computer-readable media, and electronic devices for secure multi-datasource query job status notification Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 10 Oct 2018 | 15 Sep 2020 |
| Utility: Methods and systems for processing electronic disbursements Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 8 Oct 2018 | 15 Sep 2020 |
| Utility: System and computer-implemented method for identifying defective chip readers through substandard transaction experiences Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 15 Dec 2017 | 15 Sep 2020 |
| Utility: Cryptographic system management Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 27 Nov 2017 | 15 Sep 2020 |
| Utility: Data analysis systems and methods for identifying recurring payment programs Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 15 Nov 2017 | 15 Sep 2020 |
| Utility: Systems and methods for identifying compromised accounts using historical authorization messages Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 10 May 2017 | 15 Sep 2020 |
| Utility: Systems and methods for providing notification services using a digital wallet platform Filling date: 9 Sep 2025 Issue date: 15 Sep 2020 | 6 Sep 2016 | 15 Sep 2020 |
| Utility: System, method, and computer-implemented method for standardizing electronic identifiers to improve identification of physical equipment Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 6 Nov 2018 | 8 Sep 2020 |
| Utility: Method and system for linkage of blockchain-based assets to fiat currency accounts Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 29 Jun 2018 | 8 Sep 2020 |
| Utility: Systems and methods for use in computer network security Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 20 Apr 2018 | 8 Sep 2020 |
| Utility: System and method for ecommerce ticket sales based on seat occupancy Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 2 Jan 2018 | 8 Sep 2020 |
| Utility: Method and system for trustworthiness using digital certificates Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 4 Dec 2017 | 8 Sep 2020 |
| Utility: Method for biometric based signing of document Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 27 Oct 2017 | 8 Sep 2020 |
| Utility: Payment card transaction systems and methods with dynamic geo-targeted, incentive-based transaction and delivery management Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 17 Oct 2017 | 8 Sep 2020 |
| Utility: Distribution systems and related methods Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 26 Sep 2017 | 8 Sep 2020 |
| Utility: Systems and methods for use in clearing and/or settling network transactions Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 21 Sep 2017 | 8 Sep 2020 |
| Utility: Method and system for double anonymization of data Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 19 Sep 2017 | 8 Sep 2020 |
| Utility: Multi-commerce channel wallet for authenticated transactions Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 6 Apr 2017 | 8 Sep 2020 |
| Utility: Method and system for distribution, use and validation of electronic entitlement certificates Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 15 Dec 2016 | 8 Sep 2020 |
| Utility: Providing payment credentials securely for telephone order transactions Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 10 Nov 2016 | 8 Sep 2020 |
| Utility: Systems and methods for use in approving transactions, based on biometric data Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 13 Jun 2016 | 8 Sep 2020 |
| Utility: Mobile person to person voice payment Filling date: 9 Sep 2025 Issue date: 8 Sep 2020 | 11 May 2016 | 8 Sep 2020 |
| Utility: Secure QR code service Filling date: 9 Sep 2025 Issue date: 1 Sep 2020 | 11 Sep 2019 | 1 Sep 2020 |
| Utility: Systems and methods for actuating an electronic lock upon payment for delivery services Filling date: 9 Sep 2025 Issue date: 1 Sep 2020 | 23 Aug 2018 | 1 Sep 2020 |
| Utility: Systems and methods for settling chargeback transactions Filling date: 9 Sep 2025 Issue date: 1 Sep 2020 | 11 Jun 2018 | 1 Sep 2020 |
