| Utility: Systems and methods for associating related merchants Filling date: 9 Sep 2025 Issue date: 19 Jul 2022 | 26 Nov 2019 | 19 Jul 2022 |
| Utility: Electronic system and computerized method for processing recurring payment transactions Filling date: 9 Sep 2025 Issue date: 19 Jul 2022 | 20 May 2019 | 19 Jul 2022 |
| Utility: Method and system for contactless transmissions using off-the-shelf devices Filling date: 9 Sep 2025 Issue date: 19 Jul 2022 | 12 Apr 2019 | 19 Jul 2022 |
| Utility: Device-based transaction authorization Filling date: 9 Sep 2025 Issue date: 12 Jul 2022 | 1 Oct 2020 | 12 Jul 2022 |
| Utility: Systems and methods for use in clearing and/or settling network transactions Filling date: 9 Sep 2025 Issue date: 12 Jul 2022 | 19 Aug 2020 | 12 Jul 2022 |
| Utility: Payment methods and systems by scanning QR codes already present in a user device Filling date: 9 Sep 2025 Issue date: 12 Jul 2022 | 6 Nov 2019 | 12 Jul 2022 |
| Utility: Refunding real-time payment transaction via payment card network messaging and settlement Filling date: 9 Sep 2025 Issue date: 12 Jul 2022 | 13 Jun 2019 | 12 Jul 2022 |
| Utility: Security for contactless transactions Filling date: 9 Sep 2025 Issue date: 5 Jul 2022 | 6 Mar 2020 | 5 Jul 2022 |
| Utility: Methods and systems for initiating a financial transaction by a cardholder device Filling date: 9 Sep 2025 Issue date: 5 Jul 2022 | 27 Oct 2017 | 5 Jul 2022 |
| Utility: Method and system for dynamic display of personalized images Filling date: 9 Sep 2025 Issue date: 5 Jul 2022 | 6 Jun 2017 | 5 Jul 2022 |
| Utility: System for control group optimization to identify optimal baseline algorithm Filling date: 9 Sep 2025 Issue date: 5 Jul 2022 | 19 Jan 2017 | 5 Jul 2022 |
| Utility: Product authentication over a payment network Filling date: 9 Sep 2025 Issue date: 5 Jul 2022 | 29 Sep 2014 | 5 Jul 2022 |
| Utility: Method and system for prevention of spam attacks on a blockchain network Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 1 Jul 2020 | 28 Jun 2022 |
| Utility: Method and system for prevention of lost currency in blockchain networks to missing wallets Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 22 Jan 2020 | 28 Jun 2022 |
| Utility: Systems and methods for provisioning accounts Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 6 Dec 2019 | 28 Jun 2022 |
| Utility: Method and system for secure and verifiable offline blockchain transactions Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 12 Jul 2019 | 28 Jun 2022 |
| Utility: Method and system for real-time driving alerts Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 11 Jun 2019 | 28 Jun 2022 |
| Utility: Systems and methods for use in facilitating network transactions based on user authentication Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 1 Apr 2019 | 28 Jun 2022 |
| Utility: Method and system for linkage of blockchain private keys Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 22 Feb 2019 | 28 Jun 2022 |
| Utility: Co-processing electronic signals for redundancy Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 28 Jan 2019 | 28 Jun 2022 |
| Utility: Financial institution mortgage portfolio asset inventory auction systems and methods Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 7 Aug 2018 | 28 Jun 2022 |
| Utility: Method and system for referral fraud prevention via blockchain Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 16 Jul 2018 | 28 Jun 2022 |
| Utility: Systems and methods for facilitating network requests Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 21 Dec 2017 | 28 Jun 2022 |
| Utility: Method and system for instantaneous payment using recorded guarantees Filling date: 9 Sep 2025 Issue date: 28 Jun 2022 | 6 May 2016 | 28 Jun 2022 |
| Utility: Systems and methods for using network data in an automated delivery system Filling date: 9 Sep 2025 Issue date: 21 Jun 2022 | 17 Apr 2020 | 21 Jun 2022 |
| Utility: Method and system for general data protection compliance via blockchain Filling date: 9 Sep 2025 Issue date: 21 Jun 2022 | 29 Jan 2019 | 21 Jun 2022 |
| Utility: Systems and methods for providing services related to access points for network transactions Filling date: 9 Sep 2025 Issue date: 21 Jun 2022 | 21 Dec 2017 | 21 Jun 2022 |
| Utility: Method and system for facilitating secure payment transactions Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 10 Jun 2021 | 14 Jun 2022 |
| Utility: Managing secure document exchanges Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 7 Jul 2020 | 14 Jun 2022 |
| Utility: Systems and methods for use with stand-in network identities Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 20 Feb 2020 | 14 Jun 2022 |
| Utility: Systems and methods for multiple account proportional transactions Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 16 Jan 2020 | 14 Jun 2022 |
| Utility: Methods and system for real-time fraud decisioning based upon user-defined valid activity location data Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 3 Jan 2020 | 14 Jun 2022 |
| Utility: Scheduling a payment based on a recommended payment schedule for a business entity Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 2 Oct 2019 | 14 Jun 2022 |
| Utility: Method and system for generating an advanced storage key in a mobile device without secure elements Filling date: 9 Sep 2025 Issue date: 14 Jun 2022 | 13 Mar 2018 | 14 Jun 2022 |
| Utility: System and method for ecommerce ticket sales based on seat occupancy Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 12 Aug 2020 | 7 Jun 2022 |
| Utility: Systems, methods, and computer program products for dual layer federated identity based access control Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 12 Feb 2020 | 7 Jun 2022 |
| Utility: Payment card asset construction service Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 16 Dec 2019 | 7 Jun 2022 |
| Utility: Electronic authentication systems Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 22 Nov 2019 | 7 Jun 2022 |
| Utility: Methods and systems for supporting QR code transactions Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 10 Oct 2019 | 7 Jun 2022 |
| Utility: Digital passport systems and methods Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 1 Dec 2017 | 7 Jun 2022 |
| Utility: Systems and methods for identifying devices used in fraudulent or unauthorized transactions Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 6 Nov 2017 | 7 Jun 2022 |
| Utility: Method and system for offline blockchain exchanges Filling date: 9 Sep 2025 Issue date: 7 Jun 2022 | 11 Feb 2016 | 7 Jun 2022 |
| Utility: Systems and methods for use in approving transactions, based on biometric data Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 19 Aug 2020 | 31 May 2022 |
| Utility: System and method for determining optimum price curve and dynamically updating product price Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 6 Feb 2020 | 31 May 2022 |
| Utility: Containerized application deployment Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 15 Nov 2019 | 31 May 2022 |
| Utility: Systems and methods for use in verifying network identities Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 11 Nov 2019 | 31 May 2022 |
| Utility: System and methods for providing audible instructions for performing a transaction Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 24 Oct 2019 | 31 May 2022 |
| Utility: Systems and methods for identifying synthetic identities associated with network communications Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 26 Sep 2019 | 31 May 2022 |
| Utility: Methods and systems for facilitating sharing of digital documents between a sharing party and a relying party Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 22 Apr 2019 | 31 May 2022 |
| Utility: Systems and methods for enhancing online user authentication using a personal cloud platform Filling date: 9 Sep 2025 Issue date: 31 May 2022 | 7 Nov 2017 | 31 May 2022 |
