| Utility: MANAGING TRANSACTION BLOCKING SCHEMES BASED ON PERFORMANCE DATA VIA A USER INTERFACE Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 28 Aug 2020 | 3 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR REGULATION OF BLOCKCHAIN TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 28 Aug 2020 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR USE WITH NETWORK AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 26 Aug 2020 | 3 Mar 2022 |
| Utility: PAYMENT AUTHENTICATION USING OS-BASED AND ISSUER-BASED AUTHENTICATOR APPLICATIONS Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 25 Aug 2020 | 3 Mar 2022 |
| Utility: ELECTRONIC WALLET APPARATUS, METHOD, AND COMPUTER PROGRAM PRODUCT Filling date: 8 Sep 2025 Issue date: 24 Feb 2022 | 1 Nov 2021 | 24 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR VIRTUAL CURRENCY EXCHANGE Filling date: 8 Sep 2025 Issue date: 24 Feb 2022 | 1 Nov 2021 | 24 Feb 2022 |
| Utility: METHODS AND SYSTEMS FOR VERIFYING ELECTRONIC PURCHASES INCLUDING RESTRICTED PRODUCTS AND PAYMENT PROCESSING THEREOF Filling date: 8 Sep 2025 Issue date: 24 Feb 2022 | 15 Jun 2021 | 24 Feb 2022 |
| Utility: CARD INACTIVITY MODELING Filling date: 8 Sep 2025 Issue date: 17 Feb 2022 | 10 Aug 2021 | 17 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR DETECTION OF FRAUD ATTACKS USING MERCHANTS TO TEST PAYMENT ACCOUNTS Filling date: 8 Sep 2025 Issue date: 17 Feb 2022 | 14 Aug 2020 | 17 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR PAYMENT CARD VERIFICATION VIA BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 29 Oct 2021 | 10 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR IMPROVED DETECTION OF NETWORK FRAUD EVENTS Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 25 Oct 2021 | 10 Feb 2022 |
| Utility: ENCODING ONE-TIME PASSWORDS AS AUDIO TRANSMISSIONS INCLUDING SECURITY ARTIFACTS Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 25 Oct 2021 | 10 Feb 2022 |
| Utility: Aggregator Server and Method for Generating Unique Identifiers for Processing Payments from Different Payment Instruments Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 4 Aug 2021 | 10 Feb 2022 |
| Utility: SYSTEMS AND METHODS RELATING TO TOKENIZATION Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 2 Aug 2021 | 10 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN IDENTIFYING NETWORK INTERACTIONS Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 28 Jul 2021 | 10 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR FACILITATING SECURE PAYMENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 10 Jun 2021 | 10 Feb 2022 |
| Utility: SYSTEM FOR WHEELCHAIR-BASED NEAR FIELD COMMUNICATION (NFC) PAYMENT EXTENSION AND STANDARD Filling date: 8 Sep 2025 Issue date: 10 Feb 2022 | 10 Aug 2020 | 10 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR CONTACTLESS TRANSACTIONS WITHOUT USER CREDENTIALS Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 21 Oct 2021 | 3 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR GENERATING RECOMMENDATIONS USING A CORPUS OF DATA Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 15 Oct 2021 | 3 Feb 2022 |
| Utility: TRANSACTION DATA TOKENIZATION Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 15 Oct 2021 | 3 Feb 2022 |
| Utility: BIOMETRIC TOKENIZED NETWORKS Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 29 Jul 2021 | 3 Feb 2022 |
| Utility: SYSTEMS AND METHODS TO DEFINE THE CARD MEMBER VALUE FROM AN ISSUER PERSPECTIVE Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 27 Jul 2021 | 3 Feb 2022 |
| Utility: APPLICATION CAPACITY FORECASTING Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 31 Jul 2020 | 3 Feb 2022 |
| Utility: PAYMENT TRANSACTION PROCESS EMPLOYING DYNAMIC ACCOUNT EXPIRY AND DYNAMIC TOKEN VERIFICATION CODE Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 2 Aug 2019 | 3 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN BINDING INTERNET OF THINGS DEVICES WITH IDENTITIES ASSOCIATED WITH USERS Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 4 Oct 2021 | 27 Jan 2022 |
| Utility: REAL-TIME MESSAGING IN A SUPPLY CHAIN FINANCING NETWORK Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 1 Oct 2021 | 27 Jan 2022 |
| Utility: METHODS AND SYSTEMS FOR FACILITATING A PAYMENT TRANSACTION OVER A SECURE RADIO FREQUENCY CONNECTION Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 20 Jul 2021 | 27 Jan 2022 |
| Utility: DIGITIZATION OF NON-PERSONAL ACCOUNT INFORMATION FOR SECURITY OF FINANCIAL IDENTITY DATA IN THIRD-PARTY PAYMENT PROCESSING SYSTEMS Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR TOKENIZATION OF PERSONALLY IDENTIFIABLE INFORMATION (PII) AND PERSONAL HEALTH INFORMATION (PHI) Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR TOKENIZATION OF PERSONALLY IDENTIFIABLE INFORMATION (PII) Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: METHOD AND SYSTEM FOR DESYNCHRONIZATION RECOVERY FOR PERMISSIONED BLOCKCHAINS USING BLOOM FILTERS Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 30 Sep 2021 | 20 Jan 2022 |
| Utility: SYSTEM, COMPUTER-IMPLEMENTED METHOD AND DEVICES FOR ACTIVE BIOMETRIC AND BEHAVIORAL FINGERPRINTING AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 16 Jul 2021 | 20 Jan 2022 |
| Utility: ANTI-MONEY LAUNDERING METHODS AND SYSTEMS FOR PREDICTING SUSPICIOUS TRANSACTIONS USING ARTIFICAL INTELLIGENCE Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 15 Jul 2021 | 20 Jan 2022 |
| Utility: SYSTEM, METHOD, AND DEVICE FOR DETECTING THAT A USER IS INTOXICATED WHEN PROCESSING PAYMENT CARD TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 16 Jul 2020 | 20 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR DISTRIBUTED PEER TO PEER ANALYTICS Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 27 Sep 2021 | 13 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 12 Jul 2021 | 13 Jan 2022 |
| Utility: INTELLIGENT EXPENSE REPORT DETERMINATION SYSTEM Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 26 May 2021 | 13 Jan 2022 |
| Utility: MANAGING SECURE DOCUMENT EXCHANGES Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 7 Jul 2020 | 13 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR ANALYZING SLEEP DATA AND SLEEP PATTERN DATA Filling date: 8 Sep 2025 Issue date: 6 Jan 2022 | 20 Sep 2021 | 6 Jan 2022 |
| Utility: METHOD AND SYSTEM FOR PREVENTION OF SPAM ATTACKS ON A BLOCKCHAIN NETWORK Filling date: 8 Sep 2025 Issue date: 6 Jan 2022 | 1 Jul 2020 | 6 Jan 2022 |
| Utility: METHOD AND SYSTEM FOR CONSENT TO TIME-BOUND QUERIES IN A BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 14 Sep 2021 | 30 Dec 2021 |
| Utility: SYSTEMS AND METHODS FOR MANAGING DIGITAL IDENTITIES ASSOCIATED WITH MOBILE DEVICES Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 13 Sep 2021 | 30 Dec 2021 |
| Utility: INTELLIGENT INQUIRY RESOLUTION CONTROL SYSTEM Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 30 Jun 2021 | 30 Dec 2021 |
| Utility: Real Time Selection of Payment Account Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 29 Jun 2021 | 30 Dec 2021 |
| Utility: AUTHORIZATION DATA PROCESSING FOR MULTIPLE ISSUERS Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 8 Jun 2021 | 30 Dec 2021 |
| Utility: TECHNIQUES FOR PERFORMING AUTHENTICATION IN ECOMMERCE TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 8 Jun 2021 | 30 Dec 2021 |
| Utility: METHODS, SYSTEMS AND COMPUTER PROGRAM PRODUCTS FOR MODIFYING CONTACTLESS PAYMENT CARD CONFIGURATIONS Filling date: 8 Sep 2025 Issue date: 30 Dec 2021 | 6 May 2021 | 30 Dec 2021 |
| Utility: SYSTEMS AND METHODS FOR PROCESSING DATA MESSAGES FROM A USER VEHICLE Filling date: 8 Sep 2025 Issue date: 23 Dec 2021 | 3 Sep 2021 | 23 Dec 2021 |
| Utility: METHOD AND SYSTEM FOR PAYMENT INTEGRATION WITH PROVENANCE SUPPLY CHAIN EVENTS Filling date: 8 Sep 2025 Issue date: 23 Dec 2021 | 19 Jun 2020 | 23 Dec 2021 |
| Utility: SYSTEMS AND METHODS RELATING TO DIGITAL IDENTITIES Filling date: 8 Sep 2025 Issue date: 16 Dec 2021 | 30 Aug 2021 | 16 Dec 2021 |
