| Utility: Authenticating a user associated with a plurality of user devices using a plurality of types of authentication information Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 25 Jun 2019 | 8 Mar 2022 |
| Utility: Systems and methods for use in facilitating network transactions Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 20 May 2019 | 8 Mar 2022 |
| Utility: Method and system for secure product delivery using cryptography Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 4 Mar 2019 | 8 Mar 2022 |
| Utility: Method and system for account security of recycled phone numbers Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 29 Jan 2019 | 8 Mar 2022 |
| Utility: System architecture and database for context-based authentication Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 2 Jul 2018 | 8 Mar 2022 |
| Utility: Systems and methods for building a data table to reduce false declines over a network Filling date: 9 Sep 2025 Issue date: 8 Mar 2022 | 15 Dec 2016 | 8 Mar 2022 |
| Utility: Secure and safe method to disabling payment functionality on lost or stolen transaction cards Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 30 Jan 2020 | 1 Mar 2022 |
| Utility: Headlock cable installation system Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 13 Jan 2020 | 1 Mar 2022 |
| Utility: Method and system for post authorization payment of transactions using loyalty points Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 2 Jan 2020 | 1 Mar 2022 |
| Utility: Method and system for facilitating sharing of reward points Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 10 Jun 2019 | 1 Mar 2022 |
| Utility: Method and system for making a targeted offer to an audience Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 3 Jun 2019 | 1 Mar 2022 |
| Utility: Method and system for generating cryptograms for validation in a webservice environment Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 12 Mar 2019 | 1 Mar 2022 |
| Utility: Method and system for an efficient consensus mechanism for permissioned blockchains using audit guarantees Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 3 Jan 2019 | 1 Mar 2022 |
| Utility: System and methods for invoking ancillary services based on digital wallet events Filling date: 9 Sep 2025 Issue date: 1 Mar 2022 | 7 Sep 2018 | 1 Mar 2022 |
| Utility: Systems and methods for use in implementing account controls Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 7 Apr 2020 | 22 Feb 2022 |
| Utility: Methods and systems for cryptographic keys exchange Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 8 Jan 2020 | 22 Feb 2022 |
| Utility: Methods and systems for identification of breach attempts in a client-server communication using access tokens Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 10 Jul 2019 | 22 Feb 2022 |
| Utility: Methods and systems for secure product activation Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 1 May 2019 | 22 Feb 2022 |
| Utility: Method and system for utilizing blockchain and telecom network for two factor authentication and enhancing security Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 20 Aug 2018 | 22 Feb 2022 |
| Utility: Method and system for review verification and trustworthiness scoring via blockchain Filling date: 9 Sep 2025 Issue date: 22 Feb 2022 | 22 Aug 2017 | 22 Feb 2022 |
| Utility: Flexible computing job scheduling systems and methods Filling date: 9 Sep 2025 Issue date: 15 Feb 2022 | 10 Apr 2020 | 15 Feb 2022 |
| Utility: Systems and methods for smartcard biometric enrollment Filling date: 9 Sep 2025 Issue date: 15 Feb 2022 | 1 May 2017 | 15 Feb 2022 |
| Utility: Method and system for distributed data storage with eternal integrity guarantees Filling date: 9 Sep 2025 Issue date: 15 Feb 2022 | 5 May 2016 | 15 Feb 2022 |
| Utility: Systems and methods for enhanced fraud detection based on transactions at potentially compromised locations Filling date: 9 Sep 2025 Issue date: 15 Feb 2022 | 26 Jan 2015 | 15 Feb 2022 |
| Utility: Systems and methods for collecting device data from digital wallet authentications Filling date: 9 Sep 2025 Issue date: 8 Feb 2022 | 25 Nov 2019 | 8 Feb 2022 |
| Utility: Server and method for determining if an account in a transaction request is eligible for a promotion Filling date: 9 Sep 2025 Issue date: 8 Feb 2022 | 18 Dec 2018 | 8 Feb 2022 |
| Utility: Methods and apparatus for chargebacks of push payment transactions Filling date: 9 Sep 2025 Issue date: 8 Feb 2022 | 18 Sep 2018 | 8 Feb 2022 |
| Utility: Method and system for authentication via a trusted execution environment Filling date: 9 Sep 2025 Issue date: 8 Feb 2022 | 23 Jan 2018 | 8 Feb 2022 |
| Utility: Systems and methods for feeding a previous case action for a decision of confirming financial transactions Filling date: 9 Sep 2025 Issue date: 8 Feb 2022 | 3 Nov 2015 | 8 Feb 2022 |
| Utility: Methods for securely storing sensitive data on mobile device Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 24 Jan 2020 | 1 Feb 2022 |
| Utility: Method and system for integration of merchant trade areas into search results Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 19 Jul 2019 | 1 Feb 2022 |
| Utility: Method, apparatus, and computer program product for topping up prepaid payment cards for offline use Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 8 Apr 2019 | 1 Feb 2022 |
| Utility: Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 29 Nov 2018 | 1 Feb 2022 |
| Utility: Methods for authorizing use of an application on a device Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 26 Sep 2018 | 1 Feb 2022 |
| Utility: Systems and methods for provisioning biometric image templates to devices for use in user authentication Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 22 Dec 2017 | 1 Feb 2022 |
| Utility: Method and system for implementing chargebacks on a distributed ledger system Filling date: 9 Sep 2025 Issue date: 1 Feb 2022 | 28 Apr 2017 | 1 Feb 2022 |
| Utility: Secure and flexible pipeline management tool Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 26 Mar 2020 | 25 Jan 2022 |
| Utility: System and method for processing a transaction using account information on file Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 1 Nov 2019 | 25 Jan 2022 |
| Utility: Control group dataset optimization Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 19 Jun 2019 | 25 Jan 2022 |
| Utility: Systems and methods for payment for delivery services Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 23 Aug 2018 | 25 Jan 2022 |
| Utility: Method and system for enhanced login credential security via blockchain Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 2 May 2018 | 25 Jan 2022 |
| Utility: Systems and methods for use in facilitating network transactions Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 1 Jun 2017 | 25 Jan 2022 |
| Utility: Method and system to purchase from posts in social media sues Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 16 Mar 2016 | 25 Jan 2022 |
| Utility: Method and system for authentication data collection and reporting Filling date: 9 Sep 2025 Issue date: 25 Jan 2022 | 30 Sep 2015 | 25 Jan 2022 |
| Utility: Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal Filling date: 9 Sep 2025 Issue date: 18 Jan 2022 | 25 Nov 2019 | 18 Jan 2022 |
| Utility: System and methods for voice controlled automated computer code deployment Filling date: 9 Sep 2025 Issue date: 18 Jan 2022 | 30 Oct 2019 | 18 Jan 2022 |
| Utility: Method and system for consumer-initiated transactions using encrypted tokens Filling date: 9 Sep 2025 Issue date: 18 Jan 2022 | 13 Dec 2017 | 18 Jan 2022 |
| Utility: Methods and systems for making a payment Filling date: 9 Sep 2025 Issue date: 18 Jan 2022 | 21 Nov 2016 | 18 Jan 2022 |
| Utility: Rules engine for applying rules from a reviewing network to signals from an originating network Filling date: 9 Sep 2025 Issue date: 11 Jan 2022 | 27 Sep 2019 | 11 Jan 2022 |
| Utility: Systems and methods for use in verifying users to service providers Filling date: 9 Sep 2025 Issue date: 11 Jan 2022 | 12 Jun 2018 | 11 Jan 2022 |
