| Utility: Processing electronic payments on a mobile computer device Filling date: 9 Sep 2025 Issue date: 11 Jan 2022 | 1 Dec 2017 | 11 Jan 2022 |
| Utility: Systems and methods for location related event detection Filling date: 9 Sep 2025 Issue date: 11 Jan 2022 | 31 Oct 2017 | 11 Jan 2022 |
| Utility: Electronic wallet apparatus, method, and computer program product Filling date: 9 Sep 2025 Issue date: 11 Jan 2022 | 15 Mar 2013 | 11 Jan 2022 |
| Utility: Simultaneous multi-factor authentication systems and methods for payment transactions Filling date: 9 Sep 2025 Issue date: 4 Jan 2022 | 13 May 2019 | 4 Jan 2022 |
| Utility: Authentication token for wallet based transactions Filling date: 9 Sep 2025 Issue date: 4 Jan 2022 | 14 Aug 2018 | 4 Jan 2022 |
| Utility: Voice controlled systems and methods for onboarding users and exchanging data Filling date: 9 Sep 2025 Issue date: 4 Jan 2022 | 1 Nov 2017 | 4 Jan 2022 |
| Utility: Method and system for prevention of fraudulent gift cards via blockchain Filling date: 9 Sep 2025 Issue date: 28 Dec 2021 | 26 Oct 2017 | 28 Dec 2021 |
| Utility: Managing customer uniqueness in tokenised systems Filling date: 9 Sep 2025 Issue date: 28 Dec 2021 | 12 Aug 2016 | 28 Dec 2021 |
| Utility: Handshake to establish agreement between two parties in virtual reality Filling date: 9 Sep 2025 Issue date: 21 Dec 2021 | 12 Jun 2018 | 21 Dec 2021 |
| Utility: Method and system for contextual offers on checkout Filling date: 9 Sep 2025 Issue date: 21 Dec 2021 | 5 Oct 2017 | 21 Dec 2021 |
| Utility: Mediator website for authenticating payment entities and supporting dynamic interface objects for payments Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 10 May 2019 | 14 Dec 2021 |
| Utility: Encoding one-time passwords as audio transmissions including security artifacts Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 27 Feb 2019 | 14 Dec 2021 |
| Utility: System and computer-implemented method for identifying and blocking repetitive financial transaction requests Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 11 Jan 2019 | 14 Dec 2021 |
| Utility: Method and system for spam prevention in blockchain advertising Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 31 Dec 2018 | 14 Dec 2021 |
| Utility: Method and system for authorization of transactions Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 22 Oct 2018 | 14 Dec 2021 |
| Utility: System and method for facilitating purchase of products from different merchants Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 11 Sep 2018 | 14 Dec 2021 |
| Utility: Methods and systems for IoT enabled payments Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 14 Dec 2017 | 14 Dec 2021 |
| Utility: Methods and systems for discovering network security gaps Filling date: 9 Sep 2025 Issue date: 14 Dec 2021 | 6 Jan 2017 | 14 Dec 2021 |
| Utility: Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers Filling date: 9 Sep 2025 Issue date: 7 Dec 2021 | 18 Feb 2020 | 7 Dec 2021 |
| Utility: Payment card benefit value estimator system and method with transaction-based individual cardholder relevance of selectable benefits Filling date: 9 Sep 2025 Issue date: 7 Dec 2021 | 12 Nov 2019 | 7 Dec 2021 |
| Utility: System and methods for generating and authenticating dynamic usernames replication Filling date: 9 Sep 2025 Issue date: 7 Dec 2021 | 10 Apr 2019 | 7 Dec 2021 |
| Utility: Assessment structure for predicting reactions to source-customized remuneration vehicles Filling date: 9 Sep 2025 Issue date: 7 Dec 2021 | 13 Nov 2018 | 7 Dec 2021 |
| Utility: Apparatus, system and method for processing multiple payment transactions Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 26 Sep 2019 | 30 Nov 2021 |
| Utility: Methods, system and computer program products for wireless device based authentication Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 14 Dec 2018 | 30 Nov 2021 |
| Utility: Systems and methods for use in authenticating users to accounts in connection with network transactions Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 21 Dec 2017 | 30 Nov 2021 |
| Utility: Method and system for payment card verification via blockchain Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 1 Dec 2016 | 30 Nov 2021 |
| Utility: Access control bypass on mobile for mass transit Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 26 Oct 2016 | 30 Nov 2021 |
| Utility: Managing customer uniqueness in tokenised systems Filling date: 9 Sep 2025 Issue date: 30 Nov 2021 | 12 Aug 2016 | 30 Nov 2021 |
| Utility: Anomaly detection method for financial transactions Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 14 Oct 2019 | 23 Nov 2021 |
| Utility: Devices, computer-readable media, and systems for augmented reality of available resources Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 27 Sep 2019 | 23 Nov 2021 |
| Utility: Method and system for contactless transactions without user credentials Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 21 Apr 2017 | 23 Nov 2021 |
| Utility: Methods, devices, and systems for automatically detecting, tracking, and validating transit journeys Filling date: 9 Sep 2025 Issue date: 23 Nov 2021 | 20 Jun 2016 | 23 Nov 2021 |
| Utility: Voice currency token based electronic payment transactions Filling date: 9 Sep 2025 Issue date: 16 Nov 2021 | 5 Sep 2019 | 16 Nov 2021 |
| Utility: Systems and methods for database replication Filling date: 9 Sep 2025 Issue date: 16 Nov 2021 | 31 Jul 2019 | 16 Nov 2021 |
| Utility: Systems and methods for multi-track processing of incoming data events Filling date: 9 Sep 2025 Issue date: 16 Nov 2021 | 12 Apr 2019 | 16 Nov 2021 |
| Utility: Transaction cryptogram Filling date: 9 Sep 2025 Issue date: 16 Nov 2021 | 9 Feb 2018 | 16 Nov 2021 |
| Utility: Systems and methods for use in network service interface bundling Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 30 Sep 2019 | 9 Nov 2021 |
| Utility: Methods, systems, and networks for authentication based on physical condition of a mobile device Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 17 Jul 2019 | 9 Nov 2021 |
| Utility: Methods and systems for improving payment card acceptance quality Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 12 Jul 2019 | 9 Nov 2021 |
| Utility: Systems and methods for automatic bill enrollment Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 1 May 2019 | 9 Nov 2021 |
| Utility: Generating and managing group reservations of travel resources Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 10 Aug 2018 | 9 Nov 2021 |
| Utility: Method and system for device level authentication in electronic transactions Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 14 Dec 2017 | 9 Nov 2021 |
| Utility: Single screen mobile checkout Filling date: 9 Sep 2025 Issue date: 9 Nov 2021 | 21 Oct 2016 | 9 Nov 2021 |
| Utility: Method and system barcode-enabled payments Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 20 May 2020 | 2 Nov 2021 |
| Utility: Methods and systems for disbursing loyalty points Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 15 Jan 2020 | 2 Nov 2021 |
| Utility: Providing a data query service to a user based on natural language request data Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 17 Dec 2019 | 2 Nov 2021 |
| Utility: Systems and methods for performing payment transactions using messaging service Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 28 Feb 2019 | 2 Nov 2021 |
| Utility: Method and system for desynchronization recovery for permissioned blockchains using bloom filters Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 7 Jan 2019 | 2 Nov 2021 |
| Utility: Electronic system and method for advertisement pricing Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 10 Sep 2018 | 2 Nov 2021 |
| Utility: Systems and methods for virtual currency exchange at a mobile event Filling date: 9 Sep 2025 Issue date: 2 Nov 2021 | 15 Nov 2017 | 2 Nov 2021 |
