| Utility: Personalized help using user behavior and information Filling date: 29 Oct 2025 Issue date: 19 Apr 2022 | 8 Jul 2019 | 19 Apr 2022 |
| Utility: System and method for dimensionality reduction of vendor co-occurrence observations for improved transaction categorization Filling date: 29 Oct 2025 Issue date: 19 Apr 2022 | 7 Aug 2018 | 19 Apr 2022 |
| Utility: A METHOD AND TRANSACTION TRACKING SERVICE FOR SURFACING RULE-CREATION ACTIONS Filling date: 29 Oct 2025 Issue date: 14 Apr 2022 | 22 Dec 2021 | 14 Apr 2022 |
| Utility: Secure token passing via hash chains Filling date: 29 Oct 2025 Issue date: 12 Apr 2022 | 17 Feb 2020 | 12 Apr 2022 |
| Utility: ENRICHED HIGH FIDELITY METRICS Filling date: 29 Oct 2025 Issue date: 7 Apr 2022 | 22 Oct 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS PROVIDING CONTEXTUAL EXPLANATIONS FOR DOCUMENT UNDERSTANDING Filling date: 29 Oct 2025 Issue date: 7 Apr 2022 | 2 Oct 2020 | 7 Apr 2022 |
| Design: Display screen or portion thereof with graphical user interface Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 19 Jan 2021 | 5 Apr 2022 |
| Utility: Systems and methods using financial information to generate a social graph and determine product and other offerings based on connections within the social graph Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 11 Dec 2019 | 5 Apr 2022 |
| Utility: System and method of generating deltas between documents Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 31 Jul 2019 | 5 Apr 2022 |
| Utility: Systems and methods for hash chain migration Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 1 May 2019 | 5 Apr 2022 |
| Utility: System monitoring based on social media Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 1 Nov 2018 | 5 Apr 2022 |
| Utility: Method and system for enabling self-monitoring virtual assets to correlate external events with characteristic patterns associated with the virtual assets Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 3 Aug 2018 | 5 Apr 2022 |
| Utility: Systems, methods, and computer program products for matching service consumers and providers Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 27 Oct 2017 | 5 Apr 2022 |
| Utility: Computer-implemented methods systems and articles of manufacture for image-initiated preparation of electronic tax return Filling date: 29 Oct 2025 Issue date: 5 Apr 2022 | 30 Jan 2017 | 5 Apr 2022 |
| Utility: HETEROGENEOUS GRAPH EMBEDDING Filling date: 29 Oct 2025 Issue date: 31 Mar 2022 | 29 Sep 2020 | 31 Mar 2022 |
| Utility: Online fraud detection using machine learning models Filling date: 29 Oct 2025 Issue date: 29 Mar 2022 | 29 Jul 2019 | 29 Mar 2022 |
| Utility: SYSTEM AND METHOD FOR AUTOMATIC LEARNING OF FUNCTIONS Filling date: 29 Oct 2025 Issue date: 24 Mar 2022 | 6 Dec 2021 | 24 Mar 2022 |
| Utility: KNOWLEDGE ENGINE AUTO-GENERATION OF GUIDED FLOW EXPERIENCE Filling date: 29 Oct 2025 Issue date: 24 Mar 2022 | 3 Dec 2021 | 24 Mar 2022 |
| Utility: Reducing Mobile Device Power Consumption Through Predictive Speed-Based Geofence Location Tracking Filling date: 29 Oct 2025 Issue date: 24 Mar 2022 | 9 Sep 2021 | 24 Mar 2022 |
| Utility: PREDICTING APPLICATION CONVERSION USING EYE TRACKING Filling date: 29 Oct 2025 Issue date: 17 Mar 2022 | 30 Nov 2021 | 17 Mar 2022 |
| Utility: System and method for approximating branching operations for use with data encrypted by fully homomorphic encryption (FHE) Filling date: 29 Oct 2025 Issue date: 15 Mar 2022 | 12 Sep 2019 | 15 Mar 2022 |
| Utility: Intelligent rolling update of a cluster of servers via container orchestration Filling date: 29 Oct 2025 Issue date: 15 Mar 2022 | 30 Jul 2019 | 15 Mar 2022 |
| Utility: Transaction classification based on transaction time predictions Filling date: 29 Oct 2025 Issue date: 15 Mar 2022 | 26 Mar 2018 | 15 Mar 2022 |
| Utility: DEEP LEARNING APPROACH TO MITIGATE THE COLD-START PROBLEM IN TEXTUAL ITEMS RECOMMENDATIONS Filling date: 29 Oct 2025 Issue date: 10 Mar 2022 | 19 Nov 2021 | 10 Mar 2022 |
| Utility: Context-aware component styling in user interfaces of electronic devices Filling date: 29 Oct 2025 Issue date: 8 Mar 2022 | 30 Jun 2020 | 8 Mar 2022 |
| Utility: Routing system to connect a user with a qualified agent Filling date: 29 Oct 2025 Issue date: 8 Mar 2022 | 2 Oct 2018 | 8 Mar 2022 |
| Utility: Method and system for user experience personalization in data management systems using machine learning Filling date: 29 Oct 2025 Issue date: 8 Mar 2022 | 28 Mar 2018 | 8 Mar 2022 |
| Utility: Methods, systems, and computer program product for generating a personalized flow for a software delivery model Filling date: 29 Oct 2025 Issue date: 8 Mar 2022 | 27 Jan 2017 | 8 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR SMART DETECTION OF BUSINESS HOT SPOTS Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 17 Aug 2021 | 3 Mar 2022 |
| Utility: KNOWLEDGE ENGINE AUTO-GENERATION OF GUIDED FLOW EXPERIENCE Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 27 Apr 2021 | 3 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR GENERATING KNOWLEDGE GRAPHS FROM PROGRAM SOURCE CODE Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 3 Sep 2020 | 3 Mar 2022 |
| Utility: TRANSACTIONS OVER LIVE MEDIA Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 31 Aug 2020 | 3 Mar 2022 |
| Utility: METHOD AND SYSTEM TO DETECT ABANDONMENT BEHAVIOR Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 28 Aug 2020 | 3 Mar 2022 |
| Utility: CARD READER BASED PAYMENT TRANSACTIONS FROM A WEB BROWSER Filling date: 29 Oct 2025 Issue date: 3 Mar 2022 | 26 Aug 2020 | 3 Mar 2022 |
| Design: Card reader Filling date: 29 Oct 2025 Issue date: 1 Mar 2022 | 30 Sep 2019 | 1 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR PEDICTING INTENT OF TEXT DATA TO ENHANCE USER EXPERIENCE Filling date: 29 Oct 2025 Issue date: 24 Feb 2022 | 24 Aug 2020 | 24 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR PROCESSING WRITE QUERIES IN AN APPLICATION PROGRAMMING INTERFACE BASED ON DECLARATIVE SCHEMAS FOR INDIVIDUAL SERVICES Filling date: 29 Oct 2025 Issue date: 24 Feb 2022 | 19 Aug 2020 | 24 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR PROCESSING READ QUERIES IN AN APPLICATION PROGRAMMING INTERFACE BASED ON DECLARATIVE SCHEMAS FOR INDIVIDUAL SERVICES Filling date: 29 Oct 2025 Issue date: 24 Feb 2022 | 19 Aug 2020 | 24 Feb 2022 |
| Utility: User support with integrated conversational user interfaces and social question answering Filling date: 29 Oct 2025 Issue date: 22 Feb 2022 | 20 Nov 2020 | 22 Feb 2022 |
| Utility: Machine learning to propose actions in response to natural language questions Filling date: 29 Oct 2025 Issue date: 22 Feb 2022 | 28 Feb 2020 | 22 Feb 2022 |
| Utility: Large scale and high throughput video identity monitoring and verification Filling date: 29 Oct 2025 Issue date: 22 Feb 2022 | 23 Dec 2019 | 22 Feb 2022 |
| Utility: METHOD AND SYSTEM FOR USING MACHINE LEARNING TECHNIQUES TO IDENTIFY AND RECOMMEND RELEVANT OFFERS Filling date: 29 Oct 2025 Issue date: 17 Feb 2022 | 28 Oct 2021 | 17 Feb 2022 |
| Utility: MACHINE-LEARNING MODELS TO FACILITATE USER RETENTION FOR SOFTWARE APPLICATIONS Filling date: 29 Oct 2025 Issue date: 17 Feb 2022 | 28 Oct 2021 | 17 Feb 2022 |
| Utility: SYSTEM AND METHOD FOR MULTITENANT KEY DERIVATION Filling date: 29 Oct 2025 Issue date: 17 Feb 2022 | 12 Aug 2020 | 17 Feb 2022 |
| Utility: Achieving strong consistency in an eventually consistent distributed system Filling date: 29 Oct 2025 Issue date: 15 Feb 2022 | 25 Sep 2020 | 15 Feb 2022 |
| Utility: Replicating data across deployments in a routing constrained environment Filling date: 29 Oct 2025 Issue date: 15 Feb 2022 | 28 Feb 2020 | 15 Feb 2022 |
| Utility: System and method for indicating sections of electronic tax forms for which narrative explanations can be presented Filling date: 29 Oct 2025 Issue date: 15 Feb 2022 | 26 Feb 2020 | 15 Feb 2022 |
| Utility: Methods, systems, and computer program product for implementing real-time classification and recommendations Filling date: 29 Oct 2025 Issue date: 15 Feb 2022 | 25 Sep 2019 | 15 Feb 2022 |
| Utility: Methods for identifying transactions with user location information Filling date: 29 Oct 2025 Issue date: 15 Feb 2022 | 8 Jun 2018 | 15 Feb 2022 |
| Utility: SYSTEM AND METHOD FOR ERROR CORRECTING CODING OF BILLING TRANSACTIONS FOR DATA MANAGEMENT SYSTEM USER IDENTITY VERIFICATION Filling date: 29 Oct 2025 Issue date: 10 Feb 2022 | 25 Oct 2021 | 10 Feb 2022 |
