| Utility: Methods and systems for applying promotions to payment transactions Filling date: 9 Sep 2025 Issue date: 1 Sep 2020 | 11 Mar 2013 | 1 Sep 2020 |
| Utility: Method and system for electronic purchase reminders Filling date: 9 Sep 2025 Issue date: 25 Aug 2020 | 4 Dec 2017 | 25 Aug 2020 |
| Utility: Method and system for access control Filling date: 9 Sep 2025 Issue date: 25 Aug 2020 | 31 Aug 2017 | 25 Aug 2020 |
| Utility: Systems and methods for mapping non-validated data with validated data Filling date: 9 Sep 2025 Issue date: 25 Aug 2020 | 22 Jul 2016 | 25 Aug 2020 |
| Utility: Systems, methods and computer program products for voice call customer support Filling date: 9 Sep 2025 Issue date: 18 Aug 2020 | 13 Sep 2019 | 18 Aug 2020 |
| Utility: Method and system for intelligent routing for electronic wallet registration and usage Filling date: 9 Sep 2025 Issue date: 18 Aug 2020 | 6 Jun 2017 | 18 Aug 2020 |
| Utility: Systems and methods for facilitating event access through payment accounts Filling date: 9 Sep 2025 Issue date: 18 Aug 2020 | 26 Oct 2016 | 18 Aug 2020 |
| Utility: Multi-currency transaction routing platform for payment processing system Filling date: 9 Sep 2025 Issue date: 18 Aug 2020 | 2 Oct 2015 | 18 Aug 2020 |
| Utility: Systems and methods for providing augmented reality experiences Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 28 Aug 2018 | 11 Aug 2020 |
| Utility: Apparatus and method for dynamic offline balance management for preauthorized smart cards Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 26 Feb 2018 | 11 Aug 2020 |
| Utility: Method and system for integration of market exchange and issuer processing for blockchain-based transactions Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 28 Nov 2017 | 11 Aug 2020 |
| Utility: Method for managing funds transferal Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 15 Aug 2017 | 11 Aug 2020 |
| Utility: Method and system for consumer purchase using physiological change monitoring Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 28 Jul 2017 | 11 Aug 2020 |
| Utility: Method and system for secured merchant verification Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 4 Jan 2017 | 11 Aug 2020 |
| Utility: Methods of providing information related to activities Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 24 Aug 2016 | 11 Aug 2020 |
| Utility: Systems and methods for use in transferring funds between payment accounts Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 16 Aug 2016 | 11 Aug 2020 |
| Utility: System and method for managing a protection mechanism using a digital wallet platform Filling date: 9 Sep 2025 Issue date: 11 Aug 2020 | 1 Jun 2016 | 11 Aug 2020 |
| Utility: Mobile device user validation method and system Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 20 Dec 2017 | 4 Aug 2020 |
| Utility: Security vulnerability analytics engine Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 15 Dec 2017 | 4 Aug 2020 |
| Utility: Systems and methods for generating chargeback analytics associated with service chargebacks Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 2 Nov 2017 | 4 Aug 2020 |
| Utility: Systems and methods for accessing computer networks using a virtual infrastructure Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 21 Sep 2017 | 4 Aug 2020 |
| Utility: System and method for optimizing supply of rental vehicles Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 14 Aug 2017 | 4 Aug 2020 |
| Utility: Systems and methods for locally processing a financial transaction Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 2 Aug 2016 | 4 Aug 2020 |
| Utility: Systems and methods for determining and analyzing characteristics of devices used in payment transactions Filling date: 9 Sep 2025 Issue date: 4 Aug 2020 | 28 Jan 2014 | 4 Aug 2020 |
| Utility: Method and system for creating a control group for campaign measurements Filling date: 9 Sep 2025 Issue date: 28 Jul 2020 | 13 Nov 2017 | 28 Jul 2020 |
| Utility: Method and system for efficient distribution of configuration data utilizing permissioned blockchain technology Filling date: 9 Sep 2025 Issue date: 21 Jul 2020 | 16 Apr 2019 | 21 Jul 2020 |
| Utility: Method and system for automatic reporting of analytics and distribution of advice using a conversational interface Filling date: 9 Sep 2025 Issue date: 21 Jul 2020 | 6 Jun 2017 | 21 Jul 2020 |
| Utility: Automated tagging application for maintaining up-to-date web analytics Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 21 Dec 2017 | 14 Jul 2020 |
| Utility: Systems and methods for evaluating data included in disparate databases and/or data structures Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 19 Dec 2017 | 14 Jul 2020 |
| Utility: Systems and methods for decentralized biometric enrollment Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 1 May 2017 | 14 Jul 2020 |
| Utility: Systems and methods for automated application deployment management Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 22 Mar 2017 | 14 Jul 2020 |
| Utility: Method and system for providing validated, auditable, and immutable inputs to a smart contract Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 28 Dec 2016 | 14 Jul 2020 |
| Utility: Systems and methods for use in expanding account services Filling date: 9 Sep 2025 Issue date: 14 Jul 2020 | 2 Aug 2016 | 14 Jul 2020 |
| Utility: Systems, methods, apparatuses, and computer program products for facilitating reservation for a parking space with a near field communication-enabled device Filling date: 9 Sep 2025 Issue date: 7 Jul 2020 | 30 Jun 2017 | 7 Jul 2020 |
| Utility: Individual level learning mechanism Filling date: 9 Sep 2025 Issue date: 7 Jul 2020 | 25 Jan 2017 | 7 Jul 2020 |
| Utility: Method and system for processing payment using a generic gift card Filling date: 9 Sep 2025 Issue date: 7 Jul 2020 | 20 Dec 2016 | 7 Jul 2020 |
| Utility: Method and system for fraud mitigation via account security Filling date: 9 Sep 2025 Issue date: 7 Jul 2020 | 6 Dec 2016 | 7 Jul 2020 |
| Utility: Alternative form factor for financial inclusion Filling date: 9 Sep 2025 Issue date: 7 Jul 2020 | 5 Oct 2016 | 7 Jul 2020 |
| Utility: Systems and methods for use in authorizing transactions to accounts Filling date: 9 Sep 2025 Issue date: 30 Jun 2020 | 6 Jun 2017 | 30 Jun 2020 |
| Utility: System and method of enabling asset leasing on a token enabled payment card network Filling date: 9 Sep 2025 Issue date: 30 Jun 2020 | 12 Oct 2016 | 30 Jun 2020 |
| Utility: Security for mobile payment applications Filling date: 9 Sep 2025 Issue date: 30 Jun 2020 | 30 Dec 2015 | 30 Jun 2020 |
| Utility: Method and system barcode-enabled payments Filling date: 9 Sep 2025 Issue date: 23 Jun 2020 | 24 Jan 2018 | 23 Jun 2020 |
| Utility: Biometric identity verification systems, methods and programs for identity document applications and renewals Filling date: 9 Sep 2025 Issue date: 23 Jun 2020 | 19 Dec 2017 | 23 Jun 2020 |
| Utility: Method and system for conveyance of machine readable code data via payment network Filling date: 9 Sep 2025 Issue date: 23 Jun 2020 | 25 Oct 2017 | 23 Jun 2020 |
| Utility: Method and an apparatus for activating a predetermined function Filling date: 9 Sep 2025 Issue date: 23 Jun 2020 | 17 Oct 2017 | 23 Jun 2020 |
| Utility: Border control system and method Filling date: 9 Sep 2025 Issue date: 16 Jun 2020 | 24 May 2018 | 16 Jun 2020 |
| Utility: Method and system for providing sales information and insights through a conversational interface Filling date: 9 Sep 2025 Issue date: 16 Jun 2020 | 30 Jun 2017 | 16 Jun 2020 |
| Utility: System and method for secured tax refund for cross border transactions with mobile device wallet application Filling date: 9 Sep 2025 Issue date: 16 Jun 2020 | 14 Dec 2016 | 16 Jun 2020 |
| Utility: Systems and methods for use in routing funds, associated with transactions, to direct-pay accounts Filling date: 9 Sep 2025 Issue date: 16 Jun 2020 | 3 Dec 2015 | 16 Jun 2020 |
| Utility: Systems and methods for electronic geocaching Filling date: 9 Sep 2025 Issue date: 16 Jun 2020 | 23 Jul 2013 | 16 Jun 2020 |
