| Utility: SYSTEMS AND METHODS FOR SMARTCARD BIOMETRIC ENROLLMENT Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 19 Jan 2022 | 5 May 2022 |
| Utility: METHOD AND SYSTEM FOR DISTRIBUTED DATA STORAGE WITH ETERNAL INTEGRITY GUARANTEES Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 19 Jan 2022 | 5 May 2022 |
| Utility: METHODS AND SYSTEMS FOR CRYPTOGRAPHIC KEYS EXCHANGE Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 17 Jan 2022 | 5 May 2022 |
| Utility: SECURE AND SAFE METHOD TO DISABLING PAYMENT FUNCTIONALITY ON LOST OR STOLEN TRANSACTION CARDS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 14 Jan 2022 | 5 May 2022 |
| Utility: SYSTEM AND METHOD FOR PROCESSING A TRANSACTION USING ACCOUNT INFORMATION ON FILE Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 13 Jan 2022 | 5 May 2022 |
| Utility: METHOD AND SYSTEM FOR DEVICE LEVEL AUTHENTICATION IN ELECTRONIC TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 8 Nov 2021 | 5 May 2022 |
| Utility: MESSAGING RELATIONSHIP UNIQUE IDENTIFIER SYSTEMS AND METHODS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 1 Nov 2021 | 5 May 2022 |
| Utility: SYSTEMS AND METHODS FOR DETECTING SUSPECT ACTIVITY OVER A COMPUTER NETWORK Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 28 Oct 2021 | 5 May 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN NEUTRAL ZONE EXECUTION OF LOGIC Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 22 Sep 2021 | 5 May 2022 |
| Utility: METHOD AND SYSTEM FOR IMPLEMENTING CHARGEBACKS ON A DISTRIBUTED LEDGER SYSTEM Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 6 Jan 2022 | 28 Apr 2022 |
| Utility: SYSTEMS, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR SECURE INDIVIDUAL IDENTIFICATION Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 30 Dec 2021 | 28 Apr 2022 |
| Utility: ARCHITECTURAL DESIGN FOR UNIVERSAL SOFTWARE AUTOMATION PIPELINES Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 21 Oct 2021 | 28 Apr 2022 |
| Utility: Devices, Methods and Computer Readable Mediums for Providing Access Control Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 23 Oct 2020 | 28 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS AND PROVIDING GRAPHIC VISUALIZATIONS OF AN AUTHENTICATION PROCESS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 31 Dec 2021 | 21 Apr 2022 |
| Utility: Voice Controlled Systems and Methods for Onboarding Users and Exchanging Data Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 31 Dec 2021 | 21 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 28 Dec 2021 | 21 Apr 2022 |
| Utility: METHOD AND SYSTEM FOR CONSUMER-INITIATED TRANSACTIONS USING ENCRYPTED TOKENS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 27 Dec 2021 | 21 Apr 2022 |
| Utility: MONITORING ACCOUNT USAGE TO PROVIDE TRANSACTION RETRY NOTIFICATIONS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 20 Oct 2020 | 21 Apr 2022 |
| Utility: Digital Rights Management Platform Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 20 Oct 2020 | 21 Apr 2022 |
| Utility: EFFICIENT UPDATES OF BIOMETRIC DATA FOR REMOTELY CONNECTED DEVICES Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 14 Oct 2021 | 14 Apr 2022 |
| Utility: SYSTEM AND METHOD FOR IMPLEMENTING A VIRTUAL CAREGIVER Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR PRE-PAYMENT INCENTIVE MANAGEMENT Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: METHODS AND SYSTEMS FOR PROCESSING UNSTRUCTURED AND UNLABELLED DATA Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGY Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 9 Oct 2020 | 14 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING MESSAGING Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 8 Oct 2020 | 14 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN BIOMETRIC-ENABLED NETWORK INTERACTIONS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 6 Oct 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR LINKING INDICES ASSOCIATED WITH ENVIRONMENTAL IMPACT DETERMINATIONS FOR TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 5 Oct 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR SECURELY OPENING APIS WITH CARDHOLDER AUTHENTICATION AND CONSENT Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 30 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR CONSENT MANAGEMENT BY ISSUERS ON BEHALF OF CARDHOLDERS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 30 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN CONTEXT-BASED AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 21 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR DETECTION OF AND RESPONSE TO ACCOUNT RANGE FRAUD ATTACKS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 7 Oct 2020 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN PROMOTING HASH KEY ACCOUNT ACCESS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 7 Oct 2020 | 7 Apr 2022 |
| Utility: METHODS AND SYSTEMS FOR MAKING A PAYMENT Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 8 Dec 2021 | 31 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR DETERMINING AN OPTIMAL INTERBANK NETWORK FOR ROUTING REAL-TIME PAYMENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2021 | 31 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR ADAPTING NETWORK MESSAGING Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2021 | 31 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR ENTITY RESOLUTION Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 27 Sep 2021 | 31 Mar 2022 |
| Utility: Systems And Methods For Use In Correlating Messages Across Disparate Interfaces Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 24 Sep 2021 | 31 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR DETECTING FRAUDULENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 16 Sep 2021 | 31 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR PREDICTING TIME OF SERVER FAILURE USING SERVER LOGS AND TIME-SERIES DATA Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 15 Sep 2021 | 31 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR TRACKING THE EXCHANGE OF PHYSICAL CURRENCY BETWEEN ENTITIES Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2020 | 31 Mar 2022 |
| Utility: PAYMENT CARD BENEFIT VALUE ESTIMATOR SYSTEM AND METHOD WITH TRANSACTION-BASED INDIVIDUAL CARDHOLDER RELEVANCE OF SELECTABLE BENEFITS Filling date: 8 Sep 2025 Issue date: 24 Mar 2022 | 6 Dec 2021 | 24 Mar 2022 |
| Utility: CONTINUOUS LEARNING FOR SELLER DISAMBIGUATION, ASSESSMENT, AND ONBOARDING TO ELECTRONIC MARKETPLACES Filling date: 8 Sep 2025 Issue date: 17 Mar 2022 | 15 Sep 2021 | 17 Mar 2022 |
| Utility: SYSTEM AND METHODS FOR GENERATING AND AUTHENTICATING DYNAMIC USERNAMES REPLICATION Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 11 Nov 2021 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTOMATIC BILL ENROLLMENT Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 8 Nov 2021 | 3 Mar 2022 |
| Utility: IMPACT PREDICTIONS BASED ON INCIDENT-RELATED DATA Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 27 Aug 2021 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR ROUTING NETWORK MESSAGES Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 25 Aug 2021 | 3 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR RECOVERING A FAILED PAYMENT PROCESSING REQUEST Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 9 Aug 2021 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTHENTICATING USERS Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 31 Aug 2020 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN AUTHENTICATING USERS BASED ON LOCATION Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 31 Aug 2020 | 3 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN EVALUATING NETWORK INTERACTIONS Filling date: 8 Sep 2025 Issue date: 3 Mar 2022 | 28 Aug 2020 | 3 Mar 2022 |
