| Utility: Methods and systems for prepaid mobile payment staging accounts Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 4 Mar 2020 | 26 Oct 2021 |
| Utility: System and method for enhancing financial transactions at a point-of-sale Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 5 Nov 2019 | 26 Oct 2021 |
| Utility: Systems and methods for use in managing access to user profiles, and content blocks included therein Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 29 Oct 2019 | 26 Oct 2021 |
| Utility: Systems and methods for use in sharing digital identities Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 8 Jul 2019 | 26 Oct 2021 |
| Utility: Systems and methods for real time computer fault evaluation Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 24 Jun 2019 | 26 Oct 2021 |
| Utility: Systems and methods for identifying a combination of purchased items Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 10 May 2019 | 26 Oct 2021 |
| Utility: Transaction data tokenization Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 11 Apr 2019 | 26 Oct 2021 |
| Utility: Systems and methods for improved detection of network fraud events Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 28 Dec 2018 | 26 Oct 2021 |
| Utility: Method and system for offline data transfer via machine-readable code Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 24 Mar 2017 | 26 Oct 2021 |
| Utility: Secure on device cardholder authentication using biometric data Filling date: 9 Sep 2025 Issue date: 26 Oct 2021 | 28 Aug 2015 | 26 Oct 2021 |
| Utility: Method and system for electronic distribution of controlled tokens Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 15 May 2020 | 19 Oct 2021 |
| Utility: Apparatus and method for processing electronic messages Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 21 Mar 2019 | 19 Oct 2021 |
| Utility: Systems and methods for improved detection of network fraud events Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 28 Dec 2018 | 19 Oct 2021 |
| Utility: Authentication of goods Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 4 Dec 2018 | 19 Oct 2021 |
| Utility: System and method for electronic payment on delivery Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 18 Oct 2018 | 19 Oct 2021 |
| Utility: Method and system for issuer-defined prompts and data collection Filling date: 9 Sep 2025 Issue date: 19 Oct 2021 | 20 Mar 2017 | 19 Oct 2021 |
| Utility: Method and system for trusted notifications Filling date: 9 Sep 2025 Issue date: 12 Oct 2021 | 20 Dec 2018 | 12 Oct 2021 |
| Utility: Facilitating peer-to-peer transactions using virtual debit accounts of virtual wallets Filling date: 9 Sep 2025 Issue date: 12 Oct 2021 | 14 Dec 2017 | 12 Oct 2021 |
| Utility: Methods, systems and computer program products for identity authentication for payment card based payment transactions Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 7 Apr 2020 | 5 Oct 2021 |
| Utility: Non-default application selection during a transaction Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 27 Jan 2020 | 5 Oct 2021 |
| Utility: Method and system for net settlement of withheld funds via blockchain Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 25 Nov 2019 | 5 Oct 2021 |
| Utility: Transparent satellite routing system and method Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 23 Sep 2019 | 5 Oct 2021 |
| Utility: Systems and methods for use in binding internet of things devices with identities associated with users Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 16 Jul 2019 | 5 Oct 2021 |
| Utility: Method and system for real-time offer optimization Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 7 Jun 2019 | 5 Oct 2021 |
| Utility: Method and system for predicting future cardholder behavior Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 26 Apr 2019 | 5 Oct 2021 |
| Utility: Real-time messaging in a supply chain financing network Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 26 Dec 2018 | 5 Oct 2021 |
| Utility: Method and system for consent to time-bound queries in a blockchain Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 17 Dec 2018 | 5 Oct 2021 |
| Utility: User authentication systems and methods Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 12 Dec 2018 | 5 Oct 2021 |
| Utility: Method and system for dispute resolution in a public blockchain Filling date: 9 Sep 2025 Issue date: 5 Oct 2021 | 26 Sep 2018 | 5 Oct 2021 |
| Utility: Methods and systems for verifying individuals prior to benefits distribution Filling date: 9 Sep 2025 Issue date: 28 Sep 2021 | 8 Aug 2019 | 28 Sep 2021 |
| Utility: Systems and methods for distributed peer to peer analytics Filling date: 9 Sep 2025 Issue date: 28 Sep 2021 | 12 Dec 2017 | 28 Sep 2021 |
| Utility: Method and system for electronic vouchers via blockchain Filling date: 9 Sep 2025 Issue date: 28 Sep 2021 | 6 Jul 2017 | 28 Sep 2021 |
| Utility: Method and system for gesture-based confirmation of electronic transactions Filling date: 9 Sep 2025 Issue date: 28 Sep 2021 | 25 Jul 2016 | 28 Sep 2021 |
| Utility: Method and system for an interactive, tangible system for visualizing, designing and debugging distributed software applications Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 16 Jul 2019 | 21 Sep 2021 |
| Utility: Systems and methods for dynamically generating customized web-based payment interfaces Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 20 Feb 2019 | 21 Sep 2021 |
| Utility: Systems and methods for user authentication using word-gesture pairs Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 24 Oct 2018 | 21 Sep 2021 |
| Utility: Computer-implemented methods, systems comprising computer-readable media, and electronic devices for querying restricted-access datasources Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 10 Oct 2018 | 21 Sep 2021 |
| Utility: Systems and methods for analyzing sleep data and sleep pattern data Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 11 Dec 2017 | 21 Sep 2021 |
| Utility: Systems and methods for pre-processing network messages to optimize routing Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 18 Feb 2016 | 21 Sep 2021 |
| Utility: Enablement of enhanced authorization decisions of purchases including stored value products Filling date: 9 Sep 2025 Issue date: 21 Sep 2021 | 26 Jan 2016 | 21 Sep 2021 |
| Utility: Methods and systems for electronic shopping through displayed multimedia content while viewing thereof Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 27 May 2020 | 14 Sep 2021 |
| Utility: Pre-authorisation and pre-authentication method for utilizing mobility services Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 17 Jun 2019 | 14 Sep 2021 |
| Utility: Digital design application plugin for content updates and delivery Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 11 Jun 2019 | 14 Sep 2021 |
| Utility: Methods for generating a dataset of corresponding images for machine vision learning Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 6 Jun 2019 | 14 Sep 2021 |
| Utility: Systems and methods for managing digital identities associated with mobile devices Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 18 Sep 2018 | 14 Sep 2021 |
| Utility: Method and system for interacting public and private blockchains with controlled participation Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 12 Oct 2017 | 14 Sep 2021 |
| Utility: Authentication system and method for server-based payments Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 17 Jul 2015 | 14 Sep 2021 |
| Utility: Apparatus, method, and computer program product for providing a quality control mechanism for the contactless interface of a dual-interface card Filling date: 9 Sep 2025 Issue date: 14 Sep 2021 | 9 Nov 2013 | 14 Sep 2021 |
| Utility: Method and system for cardless use of an automated teller machine (ATM) Filling date: 9 Sep 2025 Issue date: 7 Sep 2021 | 26 Sep 2019 | 7 Sep 2021 |
| Utility: Methods and systems for encrypting data for a web application Filling date: 9 Sep 2025 Issue date: 7 Sep 2021 | 10 Jul 2019 | 7 Sep 2021 |
