| Utility: Systems and methods for processing data messages from a user vehicle Filling date: 9 Sep 2025 Issue date: 7 Sep 2021 | 22 Dec 2016 | 7 Sep 2021 |
| Utility: System for performing cross card authentication using wallet transaction authentication history Filling date: 9 Sep 2025 Issue date: 7 Sep 2021 | 15 Dec 2015 | 7 Sep 2021 |
| Utility: Non-default payment application selection during EMV-compliant payment transaction method Filling date: 9 Sep 2025 Issue date: 31 Aug 2021 | 9 Oct 2019 | 31 Aug 2021 |
| Utility: System and method for electronic funds transfer (EFT) security Filling date: 9 Sep 2025 Issue date: 31 Aug 2021 | 6 Jul 2018 | 31 Aug 2021 |
| Utility: Systems and methods relating to digital identities Filling date: 9 Sep 2025 Issue date: 31 Aug 2021 | 21 Dec 2017 | 31 Aug 2021 |
| Utility: Method and system for authorizing an electronic transaction Filling date: 9 Sep 2025 Issue date: 31 Aug 2021 | 4 Aug 2017 | 31 Aug 2021 |
| Utility: Frictionless shopping method and system Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 18 Mar 2020 | 24 Aug 2021 |
| Utility: Systems and methods for use in loading data based on a hierarchical framework Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 2 Jan 2020 | 24 Aug 2021 |
| Utility: Computer-implemented methods, systems comprising computer-readable media, and electronic devices for completing queries propagated across a plurality of datasources Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 10 Oct 2018 | 24 Aug 2021 |
| Utility: Multi-party payment card processing systems and methods with foreign exchange transaction detection and chargeback loss mitigation Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 6 Sep 2018 | 24 Aug 2021 |
| Utility: Systems and methods for validating database integrity Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 23 Aug 2018 | 24 Aug 2021 |
| Utility: Systems and methods for use in managing digital identities Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 7 Feb 2018 | 24 Aug 2021 |
| Utility: Systems and methods for use in facilitating application of services for purchase transactions based on tokens Filling date: 9 Sep 2025 Issue date: 24 Aug 2021 | 12 Aug 2016 | 24 Aug 2021 |
| Utility: Systems and methods for distributing payment network services Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 9 Dec 2019 | 17 Aug 2021 |
| Utility: Systems and methods for use in imposing network load restrictions Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 27 Sep 2019 | 17 Aug 2021 |
| Utility: Systems and methods for utilizing vehicle connectivity in association with payment transactions Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 26 Sep 2019 | 17 Aug 2021 |
| Utility: Systems and methods for automating test scripts for applications that interface to payment networks Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 9 Jan 2019 | 17 Aug 2021 |
| Utility: System and methods for presenting information about products based on movement of the products Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 17 Dec 2018 | 17 Aug 2021 |
| Utility: Methods and systems for providing chargeback scoring for network transactions Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 14 Sep 2018 | 17 Aug 2021 |
| Utility: Routing transactions to a priority processing network based on routing rules Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 30 Aug 2018 | 17 Aug 2021 |
| Utility: Computer systems and computer-implemented methods for card-not-present transactions Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 28 Jun 2018 | 17 Aug 2021 |
| Utility: Method and system for verification of device authenticity Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 31 Jul 2017 | 17 Aug 2021 |
| Utility: Systems and methods for authenticating a user using private network credentials Filling date: 9 Sep 2025 Issue date: 17 Aug 2021 | 13 Oct 2016 | 17 Aug 2021 |
| Utility: Systems and methods for use in evaluating aggregate merchant sets Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 29 Oct 2019 | 10 Aug 2021 |
| Utility: Method and system for facilitating recurring customer payment to merchants Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 16 Aug 2019 | 10 Aug 2021 |
| Utility: Securely upgrading an untrusted channel into a trusted channel Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 4 Feb 2019 | 10 Aug 2021 |
| Utility: Systems and methods for controlling access to location based data Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 28 Jan 2019 | 10 Aug 2021 |
| Utility: Systems and methods for generating augmented reality-based profiles Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 21 Aug 2018 | 10 Aug 2021 |
| Utility: Systems and methods for network device configuration deployment Filling date: 9 Sep 2025 Issue date: 10 Aug 2021 | 17 Jul 2017 | 10 Aug 2021 |
| Utility: System and method for authenticating a transaction Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 29 Jan 2020 | 3 Aug 2021 |
| Utility: System and method for mobile checkout Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 11 Nov 2019 | 3 Aug 2021 |
| Utility: Method and system for partitioned blockchains and enhanced privacy for permissioned blockchains Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 5 Nov 2019 | 3 Aug 2021 |
| Utility: Tokenisation of payment data Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 20 May 2019 | 3 Aug 2021 |
| Utility: Electronic payment processing apparatus and method Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 10 May 2018 | 3 Aug 2021 |
| Utility: Method, system, server processing system and computer readable medium for managing inventory Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 25 Apr 2018 | 3 Aug 2021 |
| Utility: Digital wallet payment system and process Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 23 Apr 2018 | 3 Aug 2021 |
| Utility: Systems and methods for use in authenticating users in connection with network transactions Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 5 Oct 2017 | 3 Aug 2021 |
| Utility: Systems and methods for analyzing consumer spending using geofencing Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 7 Jun 2017 | 3 Aug 2021 |
| Utility: Systems and methods for providing stand-in authorization Filling date: 9 Sep 2025 Issue date: 3 Aug 2021 | 27 May 2016 | 3 Aug 2021 |
| Utility: Access security system and method Filling date: 9 Sep 2025 Issue date: 27 Jul 2021 | 20 Nov 2018 | 27 Jul 2021 |
| Utility: Computer system and computer-implemented method for processing a payment transaction at a point-of-sale terminal Filling date: 9 Sep 2025 Issue date: 27 Jul 2021 | 10 Oct 2018 | 27 Jul 2021 |
| Utility: System, computer-readable media and computer-implemented method for automated location interaction management Filling date: 9 Sep 2025 Issue date: 27 Jul 2021 | 18 Apr 2018 | 27 Jul 2021 |
| Utility: Method and system for card link filtering Filling date: 9 Sep 2025 Issue date: 27 Jul 2021 | 16 Oct 2013 | 27 Jul 2021 |
| Utility: Systems and methods for tokenless authentication of consumers during payment transactions Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 12 Nov 2019 | 20 Jul 2021 |
| Utility: Methods and systems for leveraging transactions to dynamically authenticate a user Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 22 Jul 2019 | 20 Jul 2021 |
| Utility: Systems and methods for settling chargeback requests Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 7 Jun 2019 | 20 Jul 2021 |
| Utility: Systems and methods for use in data structure validation Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 31 Dec 2018 | 20 Jul 2021 |
| Utility: National digital identity Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 29 Nov 2017 | 20 Jul 2021 |
| Utility: Systems and methods for dynamic generation of customized product listings Filling date: 9 Sep 2025 Issue date: 20 Jul 2021 | 19 Apr 2017 | 20 Jul 2021 |
| Utility: Methods and systems for applying promotion codes to payment transactions Filling date: 9 Sep 2025 Issue date: 13 Jul 2021 | 15 Jan 2020 | 13 Jul 2021 |
