| Utility: Systems and methods for identifying a combination of purchased items Filling date: 8 Sep 2025 Issue date: 26 Oct 2021 | 10 May 2019 | 26 Oct 2021 |
| Utility: Transaction data tokenization Filling date: 8 Sep 2025 Issue date: 26 Oct 2021 | 11 Apr 2019 | 26 Oct 2021 |
| Utility: Systems and methods for improved detection of network fraud events Filling date: 8 Sep 2025 Issue date: 26 Oct 2021 | 28 Dec 2018 | 26 Oct 2021 |
| Utility: Method and system for offline data transfer via machine-readable code Filling date: 8 Sep 2025 Issue date: 26 Oct 2021 | 24 Mar 2017 | 26 Oct 2021 |
| Utility: Secure on device cardholder authentication using biometric data Filling date: 8 Sep 2025 Issue date: 26 Oct 2021 | 28 Aug 2015 | 26 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR USING AN INTERNET OF THINGS DEVICE PRESENCE TO AUTHENTICATE A CARDHOLDER FOR A FINANCIAL TRANSACTION Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 24 May 2021 | 21 Oct 2021 |
| Utility: SYSTEMS, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR SECURE BIOMETRICALLY-ENHANCED DATA EXCHANGES AND DATA STORAGE Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 16 Apr 2021 | 21 Oct 2021 |
| Utility: SYSTEMS, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR SECURE BIOMETRICALLY-ENHANCED DATA EXCHANGES AND DATA STORAGE Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 16 Apr 2021 | 21 Oct 2021 |
| Utility: BIOMETRICALLY-LINKED ELECTRONIC PROOF OF HEALTH STATUS OF INDIVIDUAL Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 9 Apr 2021 | 21 Oct 2021 |
| Utility: COMPUTER-IMPLEMENTED SYSTEM AND METHOD FOR ISOLATING PAYMENT MESSAGES HAVING DEFICIENT STANDARD DATA ELEMENTS Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 21 Apr 2020 | 21 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR USE IN VALIDATING ARTIFACTS FOR DEPLOYMENT Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 20 Apr 2020 | 21 Oct 2021 |
| Utility: SYSTEM AND METHOD FOR AUTHORIZING CREDENTIALS VIA A VOICE ENABLED DEVICE Filling date: 8 Sep 2025 Issue date: 21 Oct 2021 | 16 Apr 2020 | 21 Oct 2021 |
| Utility: Method and system for electronic distribution of controlled tokens Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 15 May 2020 | 19 Oct 2021 |
| Utility: Apparatus and method for processing electronic messages Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 21 Mar 2019 | 19 Oct 2021 |
| Utility: Systems and methods for improved detection of network fraud events Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 28 Dec 2018 | 19 Oct 2021 |
| Utility: Authentication of goods Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 4 Dec 2018 | 19 Oct 2021 |
| Utility: System and method for electronic payment on delivery Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 18 Oct 2018 | 19 Oct 2021 |
| Utility: Method and system for issuer-defined prompts and data collection Filling date: 8 Sep 2025 Issue date: 19 Oct 2021 | 20 Mar 2017 | 19 Oct 2021 |
| Utility: METHODS AND SYSTEMS FOR LEVERAGING TRANSACTIONS TO DYNAMICALLY AUTHENTICATE A USER Filling date: 8 Sep 2025 Issue date: 14 Oct 2021 | 22 Jun 2021 | 14 Oct 2021 |
| Utility: Method and system for trusted notifications Filling date: 8 Sep 2025 Issue date: 12 Oct 2021 | 20 Dec 2018 | 12 Oct 2021 |
| Utility: Facilitating peer-to-peer transactions using virtual debit accounts of virtual wallets Filling date: 8 Sep 2025 Issue date: 12 Oct 2021 | 14 Dec 2017 | 12 Oct 2021 |
| Utility: ACH TRANSACTION AUTHENTICATION SYSTEMS AND METHODS Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 21 Jun 2021 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR USE IN CERTIFYING INTERACTIONS WITH HOSTED SERVICES Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 18 Jun 2021 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR PROCESSING OFF-NETWORK TRANSACTION MESSAGES Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 15 Jun 2021 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR USE IN APPENDING LOG ENTRIES TO DATA STRUCTURES Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 2 Apr 2021 | 7 Oct 2021 |
| Utility: ULTRA-WIDEBAND-ENABLED DEVICES AND SYSTEMS Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 1 Apr 2021 | 7 Oct 2021 |
| Utility: METHOD AND SYSTEM FOR FACILITATING IN-TRANSIT PURCHASE OF PRODUCTS Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 11 Mar 2021 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR VALIDATING REPEATING DATA Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 2 Apr 2020 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR MESSAGE TRACKING USING REAL-TIME NORMALIZED SCORING Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 1 Apr 2020 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS REAL-TIME INSTITUTION ANALYSIS BASED ON MESSAGE TRAFFIC Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 1 Apr 2020 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR MODELING AND CLASSIFICATION OF FRAUDULENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 1 Apr 2020 | 7 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR ADVANCED VELOCITY PROFILE PREPARATION AND ANALYSIS Filling date: 8 Sep 2025 Issue date: 7 Oct 2021 | 1 Apr 2020 | 7 Oct 2021 |
| Utility: Methods, systems and computer program products for identity authentication for payment card based payment transactions Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 7 Apr 2020 | 5 Oct 2021 |
| Utility: Non-default application selection during a transaction Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 27 Jan 2020 | 5 Oct 2021 |
| Utility: Method and system for net settlement of withheld funds via blockchain Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 25 Nov 2019 | 5 Oct 2021 |
| Utility: Transparent satellite routing system and method Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 23 Sep 2019 | 5 Oct 2021 |
| Utility: Systems and methods for use in binding internet of things devices with identities associated with users Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 16 Jul 2019 | 5 Oct 2021 |
| Utility: Method and system for real-time offer optimization Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 7 Jun 2019 | 5 Oct 2021 |
| Utility: Method and system for predicting future cardholder behavior Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 26 Apr 2019 | 5 Oct 2021 |
| Utility: Real-time messaging in a supply chain financing network Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 26 Dec 2018 | 5 Oct 2021 |
| Utility: Method and system for consent to time-bound queries in a blockchain Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 17 Dec 2018 | 5 Oct 2021 |
| Utility: User authentication systems and methods Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 12 Dec 2018 | 5 Oct 2021 |
| Utility: Method and system for dispute resolution in a public blockchain Filling date: 8 Sep 2025 Issue date: 5 Oct 2021 | 26 Sep 2018 | 5 Oct 2021 |
| Utility: SYSTEMS AND METHODS FOR MONITORING MACHINE LEARNING SYSTEMS Filling date: 8 Sep 2025 Issue date: 30 Sep 2021 | 11 Jun 2021 | 30 Sep 2021 |
| Utility: MONITORING AND MANAGING SERVICES IN LEGACY SYSTEMS USING CLOUD NATIVE MONITORING AND MANAGING TOOLS Filling date: 8 Sep 2025 Issue date: 30 Sep 2021 | 9 Apr 2021 | 30 Sep 2021 |
| Utility: Merchant Identification And Secure Data Transfer Filling date: 8 Sep 2025 Issue date: 30 Sep 2021 | 29 Mar 2021 | 30 Sep 2021 |
| Utility: SECURE AND FLEXIBLE PIPELINE MANAGEMENT TOOL Filling date: 8 Sep 2025 Issue date: 30 Sep 2021 | 26 Mar 2020 | 30 Sep 2021 |
| Utility: Methods and systems for verifying individuals prior to benefits distribution Filling date: 8 Sep 2025 Issue date: 28 Sep 2021 | 8 Aug 2019 | 28 Sep 2021 |
| Utility: Systems and methods for distributed peer to peer analytics Filling date: 8 Sep 2025 Issue date: 28 Sep 2021 | 12 Dec 2017 | 28 Sep 2021 |
| Utility: Method and system for electronic vouchers via blockchain Filling date: 8 Sep 2025 Issue date: 28 Sep 2021 | 6 Jul 2017 | 28 Sep 2021 |
