| Utility: Systems and methods for processing support messages relating to services associated with payment systems Filling date: 9 Sep 2025 Issue date: 16 Mar 2021 | 16 Nov 2016 | 16 Mar 2021 |
| Utility: Systems and methods for expedited processing of authenticated computer messages Filling date: 9 Sep 2025 Issue date: 16 Mar 2021 | 11 Nov 2016 | 16 Mar 2021 |
| Utility: Automated monitoring and auditing failed and recovered batch data tasks Filling date: 9 Sep 2025 Issue date: 9 Mar 2021 | 15 Jan 2019 | 9 Mar 2021 |
| Utility: Geographic region modification tool for database query enhancement Filling date: 9 Sep 2025 Issue date: 9 Mar 2021 | 2 Jan 2018 | 9 Mar 2021 |
| Utility: Systems and methods for identifying commercial vacancies Filling date: 9 Sep 2025 Issue date: 9 Mar 2021 | 23 Jun 2016 | 9 Mar 2021 |
| Utility: Method and system for real-time rebate application Filling date: 9 Sep 2025 Issue date: 9 Mar 2021 | 6 Apr 2016 | 9 Mar 2021 |
| Utility: Systems and methods for updating stored cardholder account data Filling date: 9 Sep 2025 Issue date: 9 Mar 2021 | 27 Oct 2015 | 9 Mar 2021 |
| Utility: Systems and methods for provisioning digital identities to authenticate users Filling date: 9 Sep 2025 Issue date: 2 Mar 2021 | 6 Apr 2020 | 2 Mar 2021 |
| Utility: Systems and methods for early detection of network fraud events Filling date: 9 Sep 2025 Issue date: 2 Mar 2021 | 28 Dec 2018 | 2 Mar 2021 |
| Utility: Biometric authentication Filling date: 9 Sep 2025 Issue date: 2 Mar 2021 | 9 May 2018 | 2 Mar 2021 |
| Utility: Systems and methods for updating payment card expiration information Filling date: 9 Sep 2025 Issue date: 2 Mar 2021 | 28 Sep 2017 | 2 Mar 2021 |
| Utility: Systems and methods for accessing a subscriber-based source Filling date: 9 Sep 2025 Issue date: 2 Mar 2021 | 21 Dec 2016 | 2 Mar 2021 |
| Utility: Systems and methods for actuating an electronic lock upon payment for delivery services Filling date: 9 Sep 2025 Issue date: 23 Feb 2021 | 31 Aug 2020 | 23 Feb 2021 |
| Utility: Systems and methods for determining economic impact of an event within a geographic area Filling date: 9 Sep 2025 Issue date: 23 Feb 2021 | 2 Dec 2016 | 23 Feb 2021 |
| Utility: Digital wallet with installments and combo-card Filling date: 9 Sep 2025 Issue date: 23 Feb 2021 | 31 Dec 2015 | 23 Feb 2021 |
| Utility: Systems and methods for generating gratuity analytics for one or more restaurants Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 27 Aug 2019 | 16 Feb 2021 |
| Utility: System and methods for client identification and verification Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 18 Dec 2017 | 16 Feb 2021 |
| Utility: Methods, systems, networks, and media for generating location based clusters of merchants based on consumer transaction activity Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 13 Nov 2017 | 16 Feb 2021 |
| Utility: System and method for automated distribution to selected multiple receivers Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 29 Aug 2017 | 16 Feb 2021 |
| Utility: Payment card network data validation system Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 2 Aug 2016 | 16 Feb 2021 |
| Utility: Systems and methods for characterizing geographic regions Filling date: 9 Sep 2025 Issue date: 16 Feb 2021 | 28 Jul 2016 | 16 Feb 2021 |
| Utility: Methods and systems for providing FIDO authentication services Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 10 Oct 2019 | 9 Feb 2021 |
| Utility: Demand deposit account payment system Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 14 Dec 2018 | 9 Feb 2021 |
| Utility: Methods and systems for generating a transaction lifecycle output for a payment card transaction Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 9 Mar 2018 | 9 Feb 2021 |
| Utility: Systems and methods for providing augmented reality experiences Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 10 Jan 2018 | 9 Feb 2021 |
| Utility: Systems and methods for facilitating network transactions based on user authentication Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 21 Dec 2017 | 9 Feb 2021 |
| Utility: On-demand purchasing and delivery ecosystem Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 14 Dec 2017 | 9 Feb 2021 |
| Utility: Systems and methods for determining restaurant capacity level Filling date: 9 Sep 2025 Issue date: 9 Feb 2021 | 2 Jun 2016 | 9 Feb 2021 |
| Utility: Systems and methods for consolidated message processing Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 30 Mar 2020 | 2 Feb 2021 |
| Utility: Authorisation management server for managing an authorisation code, related computer process and device network Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 16 Oct 2018 | 2 Feb 2021 |
| Utility: System and computer-implemented method for bidirectional translation between diagramming and implementation tools Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 29 Jun 2018 | 2 Feb 2021 |
| Utility: Server for processing a tab for a customer at a merchant premises Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 15 Jun 2018 | 2 Feb 2021 |
| Utility: Method and system for managing centralized encryption and data format validation for secure real time multi-party data distribution Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 12 Apr 2018 | 2 Feb 2021 |
| Utility: Method and system for providing financial performance data associated with a merchant Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 22 Jan 2018 | 2 Feb 2021 |
| Utility: Computer implemented item recommendation Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 12 Dec 2017 | 2 Feb 2021 |
| Utility: Payment facilitation method and system Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 4 Oct 2017 | 2 Feb 2021 |
| Utility: Systems and methods for use in tracking usage of assets based on sensors associated with the assets Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 1 May 2017 | 2 Feb 2021 |
| Utility: Methods, systems, and computer readable media for suppressing cookie based advertisement retargeting Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 9 Dec 2016 | 2 Feb 2021 |
| Utility: Systems and methods for tracking access data to a data source Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 21 Oct 2016 | 2 Feb 2021 |
| Utility: Security for mobile applications Filling date: 9 Sep 2025 Issue date: 2 Feb 2021 | 14 May 2015 | 2 Feb 2021 |
| Utility: Systems and methods for filesystem-based computer application communication Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 10 Dec 2019 | 26 Jan 2021 |
| Utility: Methods and systems for facilitating migration to centralized compliance content for integration with a plurality of digital applications Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 4 Dec 2018 | 26 Jan 2021 |
| Utility: One-way hashing methodology for database records Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 27 Feb 2017 | 26 Jan 2021 |
| Utility: Method for managing payment vehicle data based on location information Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 16 Dec 2016 | 26 Jan 2021 |
| Utility: Systems and methods for capturing metadata from virtual shopping carts Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 1 Dec 2016 | 26 Jan 2021 |
| Utility: Method and apparatus for streamlined digital wallet transactions Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 12 Feb 2015 | 26 Jan 2021 |
| Utility: Systems and methods of processing payment transactions using one-time tokens Filling date: 9 Sep 2025 Issue date: 26 Jan 2021 | 29 Apr 2014 | 26 Jan 2021 |
| Utility: Computer message routing and processing system and method Filling date: 9 Sep 2025 Issue date: 19 Jan 2021 | 29 May 2020 | 19 Jan 2021 |
| Utility: Systems and methods for identity validation and verification Filling date: 9 Sep 2025 Issue date: 19 Jan 2021 | 4 Jan 2019 | 19 Jan 2021 |
| Utility: Method and system for securely controlling access to data Filling date: 9 Sep 2025 Issue date: 19 Jan 2021 | 23 Oct 2018 | 19 Jan 2021 |
