| Utility: METHOD AND SYSTEM FOR CONTACTLESS TRANSACTIONS WITHOUT USER CREDENTIALS Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 21 Oct 2021 | 3 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR GENERATING RECOMMENDATIONS USING A CORPUS OF DATA Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 15 Oct 2021 | 3 Feb 2022 |
| Utility: TRANSACTION DATA TOKENIZATION Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 15 Oct 2021 | 3 Feb 2022 |
| Utility: BIOMETRIC TOKENIZED NETWORKS Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 29 Jul 2021 | 3 Feb 2022 |
| Utility: SYSTEMS AND METHODS TO DEFINE THE CARD MEMBER VALUE FROM AN ISSUER PERSPECTIVE Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 27 Jul 2021 | 3 Feb 2022 |
| Utility: APPLICATION CAPACITY FORECASTING Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 31 Jul 2020 | 3 Feb 2022 |
| Utility: PAYMENT TRANSACTION PROCESS EMPLOYING DYNAMIC ACCOUNT EXPIRY AND DYNAMIC TOKEN VERIFICATION CODE Filling date: 8 Sep 2025 Issue date: 3 Feb 2022 | 2 Aug 2019 | 3 Feb 2022 |
| Utility: Methods for securely storing sensitive data on mobile device Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 24 Jan 2020 | 1 Feb 2022 |
| Utility: Method and system for integration of merchant trade areas into search results Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 19 Jul 2019 | 1 Feb 2022 |
| Utility: Method, apparatus, and computer program product for topping up prepaid payment cards for offline use Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 8 Apr 2019 | 1 Feb 2022 |
| Utility: Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 29 Nov 2018 | 1 Feb 2022 |
| Utility: Methods for authorizing use of an application on a device Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 26 Sep 2018 | 1 Feb 2022 |
| Utility: Systems and methods for provisioning biometric image templates to devices for use in user authentication Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 22 Dec 2017 | 1 Feb 2022 |
| Utility: Method and system for implementing chargebacks on a distributed ledger system Filling date: 8 Sep 2025 Issue date: 1 Feb 2022 | 28 Apr 2017 | 1 Feb 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN BINDING INTERNET OF THINGS DEVICES WITH IDENTITIES ASSOCIATED WITH USERS Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 4 Oct 2021 | 27 Jan 2022 |
| Utility: REAL-TIME MESSAGING IN A SUPPLY CHAIN FINANCING NETWORK Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 1 Oct 2021 | 27 Jan 2022 |
| Utility: METHODS AND SYSTEMS FOR FACILITATING A PAYMENT TRANSACTION OVER A SECURE RADIO FREQUENCY CONNECTION Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 20 Jul 2021 | 27 Jan 2022 |
| Utility: DIGITIZATION OF NON-PERSONAL ACCOUNT INFORMATION FOR SECURITY OF FINANCIAL IDENTITY DATA IN THIRD-PARTY PAYMENT PROCESSING SYSTEMS Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR TOKENIZATION OF PERSONALLY IDENTIFIABLE INFORMATION (PII) AND PERSONAL HEALTH INFORMATION (PHI) Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR TOKENIZATION OF PERSONALLY IDENTIFIABLE INFORMATION (PII) Filling date: 8 Sep 2025 Issue date: 27 Jan 2022 | 22 Jul 2020 | 27 Jan 2022 |
| Utility: Secure and flexible pipeline management tool Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 26 Mar 2020 | 25 Jan 2022 |
| Utility: System and method for processing a transaction using account information on file Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 1 Nov 2019 | 25 Jan 2022 |
| Utility: Control group dataset optimization Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 19 Jun 2019 | 25 Jan 2022 |
| Utility: Systems and methods for payment for delivery services Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 23 Aug 2018 | 25 Jan 2022 |
| Utility: Method and system for enhanced login credential security via blockchain Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 2 May 2018 | 25 Jan 2022 |
| Utility: Systems and methods for use in facilitating network transactions Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 1 Jun 2017 | 25 Jan 2022 |
| Utility: Method and system to purchase from posts in social media sues Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 16 Mar 2016 | 25 Jan 2022 |
| Utility: Method and system for authentication data collection and reporting Filling date: 8 Sep 2025 Issue date: 25 Jan 2022 | 30 Sep 2015 | 25 Jan 2022 |
| Utility: METHOD AND SYSTEM FOR DESYNCHRONIZATION RECOVERY FOR PERMISSIONED BLOCKCHAINS USING BLOOM FILTERS Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 30 Sep 2021 | 20 Jan 2022 |
| Utility: SYSTEM, COMPUTER-IMPLEMENTED METHOD AND DEVICES FOR ACTIVE BIOMETRIC AND BEHAVIORAL FINGERPRINTING AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 16 Jul 2021 | 20 Jan 2022 |
| Utility: ANTI-MONEY LAUNDERING METHODS AND SYSTEMS FOR PREDICTING SUSPICIOUS TRANSACTIONS USING ARTIFICAL INTELLIGENCE Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 15 Jul 2021 | 20 Jan 2022 |
| Utility: SYSTEM, METHOD, AND DEVICE FOR DETECTING THAT A USER IS INTOXICATED WHEN PROCESSING PAYMENT CARD TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 20 Jan 2022 | 16 Jul 2020 | 20 Jan 2022 |
| Utility: Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal Filling date: 8 Sep 2025 Issue date: 18 Jan 2022 | 25 Nov 2019 | 18 Jan 2022 |
| Utility: System and methods for voice controlled automated computer code deployment Filling date: 8 Sep 2025 Issue date: 18 Jan 2022 | 30 Oct 2019 | 18 Jan 2022 |
| Utility: Method and system for consumer-initiated transactions using encrypted tokens Filling date: 8 Sep 2025 Issue date: 18 Jan 2022 | 13 Dec 2017 | 18 Jan 2022 |
| Utility: Methods and systems for making a payment Filling date: 8 Sep 2025 Issue date: 18 Jan 2022 | 21 Nov 2016 | 18 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR DISTRIBUTED PEER TO PEER ANALYTICS Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 27 Sep 2021 | 13 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 12 Jul 2021 | 13 Jan 2022 |
| Utility: INTELLIGENT EXPENSE REPORT DETERMINATION SYSTEM Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 26 May 2021 | 13 Jan 2022 |
| Utility: MANAGING SECURE DOCUMENT EXCHANGES Filling date: 8 Sep 2025 Issue date: 13 Jan 2022 | 7 Jul 2020 | 13 Jan 2022 |
| Utility: Rules engine for applying rules from a reviewing network to signals from an originating network Filling date: 8 Sep 2025 Issue date: 11 Jan 2022 | 27 Sep 2019 | 11 Jan 2022 |
| Utility: Systems and methods for use in verifying users to service providers Filling date: 8 Sep 2025 Issue date: 11 Jan 2022 | 12 Jun 2018 | 11 Jan 2022 |
| Utility: Processing electronic payments on a mobile computer device Filling date: 8 Sep 2025 Issue date: 11 Jan 2022 | 1 Dec 2017 | 11 Jan 2022 |
| Utility: Systems and methods for location related event detection Filling date: 8 Sep 2025 Issue date: 11 Jan 2022 | 31 Oct 2017 | 11 Jan 2022 |
| Utility: Electronic wallet apparatus, method, and computer program product Filling date: 8 Sep 2025 Issue date: 11 Jan 2022 | 15 Mar 2013 | 11 Jan 2022 |
| Utility: SYSTEMS AND METHODS FOR ANALYZING SLEEP DATA AND SLEEP PATTERN DATA Filling date: 8 Sep 2025 Issue date: 6 Jan 2022 | 20 Sep 2021 | 6 Jan 2022 |
| Utility: METHOD AND SYSTEM FOR PREVENTION OF SPAM ATTACKS ON A BLOCKCHAIN NETWORK Filling date: 8 Sep 2025 Issue date: 6 Jan 2022 | 1 Jul 2020 | 6 Jan 2022 |
| Utility: Simultaneous multi-factor authentication systems and methods for payment transactions Filling date: 8 Sep 2025 Issue date: 4 Jan 2022 | 13 May 2019 | 4 Jan 2022 |
| Utility: Authentication token for wallet based transactions Filling date: 8 Sep 2025 Issue date: 4 Jan 2022 | 14 Aug 2018 | 4 Jan 2022 |
| Utility: Voice controlled systems and methods for onboarding users and exchanging data Filling date: 8 Sep 2025 Issue date: 4 Jan 2022 | 1 Nov 2017 | 4 Jan 2022 |
