| Utility: Systems and methods for monitoring computer authentication procedures Filling date: 8 Sep 2025 Issue date: 19 Apr 2022 | 30 Sep 2019 | 19 Apr 2022 |
| Utility: Method and system for multi-account check processing via blockchain Filling date: 8 Sep 2025 Issue date: 19 Apr 2022 | 26 Sep 2018 | 19 Apr 2022 |
| Utility: EFFICIENT UPDATES OF BIOMETRIC DATA FOR REMOTELY CONNECTED DEVICES Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 14 Oct 2021 | 14 Apr 2022 |
| Utility: SYSTEM AND METHOD FOR IMPLEMENTING A VIRTUAL CAREGIVER Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR PRE-PAYMENT INCENTIVE MANAGEMENT Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: METHODS AND SYSTEMS FOR PROCESSING UNSTRUCTURED AND UNLABELLED DATA Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 7 Oct 2021 | 14 Apr 2022 |
| Utility: PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGY Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 9 Oct 2020 | 14 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING MESSAGING Filling date: 8 Sep 2025 Issue date: 14 Apr 2022 | 8 Oct 2020 | 14 Apr 2022 |
| Utility: Cardholder selected card validation code for card-not-present transactions Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 27 Jan 2020 | 12 Apr 2022 |
| Utility: Systems and methods for correction of information in card-not-present account-on-file transactions Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 18 Oct 2019 | 12 Apr 2022 |
| Utility: Method and system for protection of customer PII via cryptographic tokens Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 9 Oct 2019 | 12 Apr 2022 |
| Utility: Method and system for data localization-compliant blockchain processing and storage Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 24 Jul 2019 | 12 Apr 2022 |
| Utility: Method and system for transaction authorization via controlled blockchain Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 24 May 2018 | 12 Apr 2022 |
| Utility: Systems and methods for using network extensions Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 9 May 2018 | 12 Apr 2022 |
| Utility: Cryptographic authentication and tokenized transactions Filling date: 8 Sep 2025 Issue date: 12 Apr 2022 | 11 Aug 2017 | 12 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN BIOMETRIC-ENABLED NETWORK INTERACTIONS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 6 Oct 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR LINKING INDICES ASSOCIATED WITH ENVIRONMENTAL IMPACT DETERMINATIONS FOR TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 5 Oct 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR SECURELY OPENING APIS WITH CARDHOLDER AUTHENTICATION AND CONSENT Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 30 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR CONSENT MANAGEMENT BY ISSUERS ON BEHALF OF CARDHOLDERS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 30 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN CONTEXT-BASED AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 21 Sep 2021 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR DETECTION OF AND RESPONSE TO ACCOUNT RANGE FRAUD ATTACKS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 7 Oct 2020 | 7 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN PROMOTING HASH KEY ACCOUNT ACCESS Filling date: 8 Sep 2025 Issue date: 7 Apr 2022 | 7 Oct 2020 | 7 Apr 2022 |
| Utility: METHODS AND SYSTEMS FOR MAKING A PAYMENT Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 8 Dec 2021 | 31 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR DETERMINING AN OPTIMAL INTERBANK NETWORK FOR ROUTING REAL-TIME PAYMENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2021 | 31 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR ADAPTING NETWORK MESSAGING Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2021 | 31 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR ENTITY RESOLUTION Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 27 Sep 2021 | 31 Mar 2022 |
| Utility: Systems And Methods For Use In Correlating Messages Across Disparate Interfaces Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 24 Sep 2021 | 31 Mar 2022 |
| Utility: METHOD AND SYSTEM FOR DETECTING FRAUDULENT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 16 Sep 2021 | 31 Mar 2022 |
| Utility: METHODS AND SYSTEMS FOR PREDICTING TIME OF SERVER FAILURE USING SERVER LOGS AND TIME-SERIES DATA Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 15 Sep 2021 | 31 Mar 2022 |
| Utility: SYSTEMS AND METHODS FOR TRACKING THE EXCHANGE OF PHYSICAL CURRENCY BETWEEN ENTITIES Filling date: 8 Sep 2025 Issue date: 31 Mar 2022 | 28 Sep 2020 | 31 Mar 2022 |
| Utility: Neural network learning for the prevention of false positive authorizations Filling date: 8 Sep 2025 Issue date: 29 Mar 2022 | 11 Nov 2019 | 29 Mar 2022 |
| Utility: Systems and methods for assessing data quality Filling date: 8 Sep 2025 Issue date: 29 Mar 2022 | 24 May 2019 | 29 Mar 2022 |
| Utility: Interactive 3D image projection systems and methods Filling date: 8 Sep 2025 Issue date: 29 Mar 2022 | 14 Nov 2018 | 29 Mar 2022 |
| Utility: PAYMENT CARD BENEFIT VALUE ESTIMATOR SYSTEM AND METHOD WITH TRANSACTION-BASED INDIVIDUAL CARDHOLDER RELEVANCE OF SELECTABLE BENEFITS Filling date: 8 Sep 2025 Issue date: 24 Mar 2022 | 6 Dec 2021 | 24 Mar 2022 |
| Utility: Automated core services bootstrap for on-premises clusters Filling date: 8 Sep 2025 Issue date: 22 Mar 2022 | 4 May 2020 | 22 Mar 2022 |
| Utility: Method and system for inter-wallet payments for cross-border transactions Filling date: 8 Sep 2025 Issue date: 22 Mar 2022 | 19 Apr 2019 | 22 Mar 2022 |
| Utility: Systems and methods for detecting transaction card fraud based on geographic patterns of purchases Filling date: 8 Sep 2025 Issue date: 22 Mar 2022 | 30 Jul 2018 | 22 Mar 2022 |
| Utility: Multi-party payment card processing systems and methods with friendly fraud detection Filling date: 8 Sep 2025 Issue date: 22 Mar 2022 | 12 Oct 2017 | 22 Mar 2022 |
| Utility: Multi-network systems and methods for linking stored on-file data with profile data Filling date: 8 Sep 2025 Issue date: 22 Mar 2022 | 29 Sep 2016 | 22 Mar 2022 |
| Utility: CONTINUOUS LEARNING FOR SELLER DISAMBIGUATION, ASSESSMENT, AND ONBOARDING TO ELECTRONIC MARKETPLACES Filling date: 8 Sep 2025 Issue date: 17 Mar 2022 | 15 Sep 2021 | 17 Mar 2022 |
| Utility: System and method for linking bill payment service with remittance Filling date: 8 Sep 2025 Issue date: 15 Mar 2022 | 20 Jan 2020 | 15 Mar 2022 |
| Utility: Systems and methods for detecting compromised automated teller machines Filling date: 8 Sep 2025 Issue date: 15 Mar 2022 | 12 Aug 2019 | 15 Mar 2022 |
| Utility: Methods and systems for providing a decision making platform Filling date: 8 Sep 2025 Issue date: 15 Mar 2022 | 8 Jul 2019 | 15 Mar 2022 |
| Utility: Embedding web page content based on an individual level learning mechanism Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 18 Jun 2020 | 8 Mar 2022 |
| Utility: System and method for generating and storing digital receipts for electronic shopping Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 16 Mar 2020 | 8 Mar 2022 |
| Utility: Method and system for securing personally identifiable information Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 27 Sep 2019 | 8 Mar 2022 |
| Utility: Authenticating a user associated with a plurality of user devices using a plurality of types of authentication information Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 25 Jun 2019 | 8 Mar 2022 |
| Utility: Systems and methods for use in facilitating network transactions Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 20 May 2019 | 8 Mar 2022 |
| Utility: Method and system for secure product delivery using cryptography Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 4 Mar 2019 | 8 Mar 2022 |
| Utility: Method and system for account security of recycled phone numbers Filling date: 8 Sep 2025 Issue date: 8 Mar 2022 | 29 Jan 2019 | 8 Mar 2022 |
