| Utility: Systems, methods, apparatuses, and computer program products for facilitating reservation for a parking space with a near field communication-enabled device Filling date: 8 Sep 2025 Issue date: 7 Jul 2020 | 30 Jun 2017 | 7 Jul 2020 |
| Utility: Individual level learning mechanism Filling date: 8 Sep 2025 Issue date: 7 Jul 2020 | 25 Jan 2017 | 7 Jul 2020 |
| Utility: Method and system for processing payment using a generic gift card Filling date: 8 Sep 2025 Issue date: 7 Jul 2020 | 20 Dec 2016 | 7 Jul 2020 |
| Utility: Method and system for fraud mitigation via account security Filling date: 8 Sep 2025 Issue date: 7 Jul 2020 | 6 Dec 2016 | 7 Jul 2020 |
| Utility: Alternative form factor for financial inclusion Filling date: 8 Sep 2025 Issue date: 7 Jul 2020 | 5 Oct 2016 | 7 Jul 2020 |
| Utility: Systems and methods for use in authorizing transactions to accounts Filling date: 8 Sep 2025 Issue date: 30 Jun 2020 | 6 Jun 2017 | 30 Jun 2020 |
| Utility: System and method of enabling asset leasing on a token enabled payment card network Filling date: 8 Sep 2025 Issue date: 30 Jun 2020 | 12 Oct 2016 | 30 Jun 2020 |
| Utility: Security for mobile payment applications Filling date: 8 Sep 2025 Issue date: 30 Jun 2020 | 30 Dec 2015 | 30 Jun 2020 |
| Utility: Method and system barcode-enabled payments Filling date: 8 Sep 2025 Issue date: 23 Jun 2020 | 24 Jan 2018 | 23 Jun 2020 |
| Utility: Biometric identity verification systems, methods and programs for identity document applications and renewals Filling date: 8 Sep 2025 Issue date: 23 Jun 2020 | 19 Dec 2017 | 23 Jun 2020 |
| Utility: Method and system for conveyance of machine readable code data via payment network Filling date: 8 Sep 2025 Issue date: 23 Jun 2020 | 25 Oct 2017 | 23 Jun 2020 |
| Utility: Method and an apparatus for activating a predetermined function Filling date: 8 Sep 2025 Issue date: 23 Jun 2020 | 17 Oct 2017 | 23 Jun 2020 |
| Utility: Border control system and method Filling date: 8 Sep 2025 Issue date: 16 Jun 2020 | 24 May 2018 | 16 Jun 2020 |
| Utility: Method and system for providing sales information and insights through a conversational interface Filling date: 8 Sep 2025 Issue date: 16 Jun 2020 | 30 Jun 2017 | 16 Jun 2020 |
| Utility: System and method for secured tax refund for cross border transactions with mobile device wallet application Filling date: 8 Sep 2025 Issue date: 16 Jun 2020 | 14 Dec 2016 | 16 Jun 2020 |
| Utility: Systems and methods for use in routing funds, associated with transactions, to direct-pay accounts Filling date: 8 Sep 2025 Issue date: 16 Jun 2020 | 3 Dec 2015 | 16 Jun 2020 |
| Utility: Systems and methods for electronic geocaching Filling date: 8 Sep 2025 Issue date: 16 Jun 2020 | 23 Jul 2013 | 16 Jun 2020 |
| Utility: Devices and methods for use in managing access to computer systems Filling date: 8 Sep 2025 Issue date: 9 Jun 2020 | 3 Apr 2019 | 9 Jun 2020 |
| Utility: Personalized multi-user location-based event scheduling, management, and coordination systems and methods Filling date: 8 Sep 2025 Issue date: 9 Jun 2020 | 12 Jul 2017 | 9 Jun 2020 |
| Utility: Method and system for travel itinerary bidding via blockchain Filling date: 8 Sep 2025 Issue date: 9 Jun 2020 | 6 Dec 2016 | 9 Jun 2020 |
| Utility: Method and system for electronic distribution of controlled tokens Filling date: 8 Sep 2025 Issue date: 9 Jun 2020 | 9 Mar 2016 | 9 Jun 2020 |
| Utility: Systems and methods for mapping online data to data of interest Filling date: 8 Sep 2025 Issue date: 9 Jun 2020 | 6 Nov 2015 | 9 Jun 2020 |
| Utility: System and computer-implemented method for identifying defective chip cards through substandard transaction experiences Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 15 Dec 2017 | 2 Jun 2020 |
| Utility: Systems and methods for resolving distributed network address conflicts Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 12 Dec 2017 | 2 Jun 2020 |
| Utility: Systems and methods for authenticating network messages Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 18 Sep 2017 | 2 Jun 2020 |
| Utility: Systems and methods for automating security controls between computer networks Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 11 Aug 2017 | 2 Jun 2020 |
| Utility: Systems and methods for using nonvisual communication to obtain permission for authorizing a transaction Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 30 Jan 2017 | 2 Jun 2020 |
| Utility: Method and device for facilitating supply of a requested service Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 1 Dec 2016 | 2 Jun 2020 |
| Utility: Computer message routing and processing system and method Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 2 Nov 2016 | 2 Jun 2020 |
| Utility: Methods, systems, and computer readable media for provisioning location specific content information to a mobile device Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 27 Jun 2016 | 2 Jun 2020 |
| Utility: System and method for purchase recommendation for wallet linked user Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 20 Apr 2016 | 2 Jun 2020 |
| Utility: Systems and methods for detecting potentially compromised payment cards Filling date: 8 Sep 2025 Issue date: 2 Jun 2020 | 20 Oct 2014 | 2 Jun 2020 |
| Utility: Virtual wallet account with automatic-loading Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 1 Dec 2017 | 26 May 2020 |
| Utility: Method and system for a transportation mobility platform Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 8 Aug 2017 | 26 May 2020 |
| Utility: Method and system for authorization of multiple transactions using a single authentication process Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 21 Sep 2016 | 26 May 2020 |
| Utility: Multi-mode payment systems and methods Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 21 Jul 2016 | 26 May 2020 |
| Utility: Method and system for authentication of consumer geolocation using transaction messages Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 25 May 2016 | 26 May 2020 |
| Utility: Systems and methods for use in implementing account controls Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 11 Dec 2015 | 26 May 2020 |
| Utility: Transactions utilizing multiple digital wallets Filling date: 8 Sep 2025 Issue date: 26 May 2020 | 26 Aug 2014 | 26 May 2020 |
| Utility: Computerized-methods and systems for identifying duplicate entries in a database of merchant data Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 31 May 2019 | 19 May 2020 |
| Utility: Automatically unsubscribing from automated calls based on call audio patterns Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 26 Apr 2019 | 19 May 2020 |
| Utility: Method for replicating production behaviours in a development environment Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 9 Oct 2018 | 19 May 2020 |
| Utility: Method and system for recording point to point transaction processing Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 7 Mar 2018 | 19 May 2020 |
| Utility: Systems and methods for performing biometric registration and authentication of a user to provide access to a secure network Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 13 Nov 2017 | 19 May 2020 |
| Utility: Apparatus and method for emulating online user authentication process in offline operations Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 26 Oct 2017 | 19 May 2020 |
| Utility: Method and system for automatic content based e-mail recipient determination Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 24 Jul 2017 | 19 May 2020 |
| Utility: Method and system for intelligent routing of insights Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 21 Dec 2016 | 19 May 2020 |
| Utility: Systems and methods for asynchronous processing of events within networks Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 2 Nov 2015 | 19 May 2020 |
| Utility: Systems and methods for determining fraudulent transactions using digital wallet data Filling date: 8 Sep 2025 Issue date: 19 May 2020 | 22 May 2015 | 19 May 2020 |
| Utility: Passive cardholder verification method in mobile device Filling date: 8 Sep 2025 Issue date: 12 May 2020 | 27 Jun 2019 | 12 May 2020 |
