| Utility: System for executing a computer process for processing a transaction, and related computer process Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 18 Oct 2018 | 19 Jan 2021 |
| Utility: Automated failover of data traffic routes for network-based applications Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 23 Jul 2018 | 19 Jan 2021 |
| Utility: Systems and methods for detecting out-of-pattern transactions Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 26 Oct 2017 | 19 Jan 2021 |
| Utility: System and method for managing events Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 2 May 2017 | 19 Jan 2021 |
| Utility: Systems and methods for detecting collusion between merchants and cardholders Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 1 Dec 2016 | 19 Jan 2021 |
| Utility: Merchant voucher offer processing method and apparatus Filling date: 8 Sep 2025 Issue date: 19 Jan 2021 | 15 May 2013 | 19 Jan 2021 |
| Utility: Purchase and delivery system and method Filling date: 8 Sep 2025 Issue date: 12 Jan 2021 | 13 Feb 2018 | 12 Jan 2021 |
| Utility: Management systems for personal identifying data, and methods relating thereto Filling date: 8 Sep 2025 Issue date: 12 Jan 2021 | 21 Dec 2017 | 12 Jan 2021 |
| Utility: Systems and methods for biometric identity authentication Filling date: 8 Sep 2025 Issue date: 12 Jan 2021 | 30 Sep 2016 | 12 Jan 2021 |
| Utility: Systems and methods for interactive decision-making Filling date: 8 Sep 2025 Issue date: 12 Jan 2021 | 22 Jul 2016 | 12 Jan 2021 |
| Utility: Providing online cardholder authentication services on-behalf-of issuers Filling date: 8 Sep 2025 Issue date: 12 Jan 2021 | 29 Oct 2015 | 12 Jan 2021 |
| Utility: Electronic speech to text conversion systems and methods with natural language capture of proper name spelling Filling date: 8 Sep 2025 Issue date: 5 Jan 2021 | 21 Nov 2018 | 5 Jan 2021 |
| Utility: Tracking metadata changes in multiple data stores and generating alerts for detected data impacts Filling date: 8 Sep 2025 Issue date: 5 Jan 2021 | 3 Jul 2018 | 5 Jan 2021 |
| Utility: Personal property inventory captivator systems and methods Filling date: 8 Sep 2025 Issue date: 5 Jan 2021 | 14 Dec 2017 | 5 Jan 2021 |
| Utility: User authentication via fingerprint and heartbeat Filling date: 8 Sep 2025 Issue date: 5 Jan 2021 | 24 Nov 2017 | 5 Jan 2021 |
| Utility: System and method for electronically providing receipts Filling date: 8 Sep 2025 Issue date: 5 Jan 2021 | 11 Oct 2017 | 5 Jan 2021 |
| Utility: Systems and methods for identifying suspect illicit merchants Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 21 Oct 2019 | 29 Dec 2020 |
| Utility: Systems and methods for biometric authentication of certificate signing request processing Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 26 Sep 2019 | 29 Dec 2020 |
| Utility: Systems and methods for redundant array data alignment Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 26 Sep 2019 | 29 Dec 2020 |
| Utility: Method and system for fast tracking navigation of blockchains via data manipulation Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 17 Jun 2019 | 29 Dec 2020 |
| Utility: Controlling access to data resources on high latency networks Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 5 Mar 2019 | 29 Dec 2020 |
| Utility: Haptic feedback for authentication and security in computer systems Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 22 Dec 2017 | 29 Dec 2020 |
| Utility: Generating peer benchmark datasets Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 18 Oct 2017 | 29 Dec 2020 |
| Utility: Systems and methods for enhanced user authentication Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 6 Apr 2017 | 29 Dec 2020 |
| Utility: Value add service for mobile point of sale Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 28 Aug 2014 | 29 Dec 2020 |
| Utility: Apparatus, method, and computer program product for bus rapid transit ticketing and the like Filling date: 8 Sep 2025 Issue date: 29 Dec 2020 | 20 Jun 2014 | 29 Dec 2020 |
| Utility: Systems and methods for managing digital identities associated with users Filling date: 8 Sep 2025 Issue date: 22 Dec 2020 | 20 Feb 2019 | 22 Dec 2020 |
| Utility: Generating test data based on data value rules of linked data nodes Filling date: 8 Sep 2025 Issue date: 22 Dec 2020 | 18 Sep 2018 | 22 Dec 2020 |
| Utility: System and method for stand-in processing Filling date: 8 Sep 2025 Issue date: 22 Dec 2020 | 14 Nov 2017 | 22 Dec 2020 |
| Utility: System and method of facilitating cash transactions at an ATM system without an ATM card using mobile Filling date: 8 Sep 2025 Issue date: 15 Dec 2020 | 2 Dec 2019 | 15 Dec 2020 |
| Utility: Generating recommendations to maximize loyalty earnings Filling date: 8 Sep 2025 Issue date: 15 Dec 2020 | 22 Dec 2017 | 15 Dec 2020 |
| Utility: Systems and methods for creating and monitoring geofence zones Filling date: 8 Sep 2025 Issue date: 15 Dec 2020 | 3 Nov 2016 | 15 Dec 2020 |
| Utility: Method and system for platform attribution using digitized tokens Filling date: 8 Sep 2025 Issue date: 8 Dec 2020 | 19 Apr 2016 | 8 Dec 2020 |
| Utility: Multi-account payment card Filling date: 8 Sep 2025 Issue date: 8 Dec 2020 | 17 Sep 2014 | 8 Dec 2020 |
| Utility: Systems and methods for dynamically determining activity levels in a selected geographical region Filling date: 8 Sep 2025 Issue date: 1 Dec 2020 | 9 Jul 2018 | 1 Dec 2020 |
| Utility: Systems and methods for monitoring attendance of persons via payment networks Filling date: 8 Sep 2025 Issue date: 1 Dec 2020 | 3 Apr 2017 | 1 Dec 2020 |
| Utility: Social media transaction visualization structure Filling date: 8 Sep 2025 Issue date: 1 Dec 2020 | 19 Sep 2012 | 1 Dec 2020 |
| Utility: Method and system for distributed cryptographic key provisioning and storage via elliptic curve cryptography Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 15 Jul 2019 | 24 Nov 2020 |
| Utility: System and method for code synchronization between mainframe environment and distributed environment Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 11 Apr 2019 | 24 Nov 2020 |
| Utility: System and method for secure individual identification across multiple disparate entities Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 12 Oct 2018 | 24 Nov 2020 |
| Utility: System and method for managing a compromised account Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 17 May 2018 | 24 Nov 2020 |
| Utility: Systems and methods for use in validating data in connection with data queries Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 21 Dec 2017 | 24 Nov 2020 |
| Utility: Database and system architecture for task assignment and incentive tracking Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 15 Dec 2017 | 24 Nov 2020 |
| Utility: Systems and methods for authenticating a user based on biometric and device data Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 3 Nov 2017 | 24 Nov 2020 |
| Utility: Systems and methods for use in authenticating consumers in connection with payment account transactions Filling date: 8 Sep 2025 Issue date: 24 Nov 2020 | 18 Aug 2016 | 24 Nov 2020 |
| Utility: Method and system for personally identifiable information Filling date: 8 Sep 2025 Issue date: 17 Nov 2020 | 11 Apr 2019 | 17 Nov 2020 |
| Utility: Method and system for contextual device authentication via blockchain Filling date: 8 Sep 2025 Issue date: 17 Nov 2020 | 6 Sep 2018 | 17 Nov 2020 |
| Utility: Systems and methods for processing extensible markup language data during runtime Filling date: 8 Sep 2025 Issue date: 17 Nov 2020 | 25 Jun 2018 | 17 Nov 2020 |
| Utility: Systems and methods for pushing hosted universal resource locator to mobile computing devices Filling date: 8 Sep 2025 Issue date: 17 Nov 2020 | 26 Oct 2017 | 17 Nov 2020 |
| Utility: Method and system for payment card linked offer generation Filling date: 8 Sep 2025 Issue date: 17 Nov 2020 | 10 Oct 2017 | 17 Nov 2020 |
