| Utility: METHOD AND SYSTEM FOR GENERATING CRYPTOGRAMS FOR VALIDATION IN A WEBSERVICE ENVIRONMENT Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 3 Feb 2022 | 19 May 2022 |
| Utility: SYSTEMS AND METHODS FOR PROVISIONING BIOMETRIC IMAGE TEMPLATES TO DEVICES FOR USE IN USER AUTHENTICATION Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 31 Jan 2022 | 19 May 2022 |
| Utility: PRIMARY ACCOUNT NUMBER (PAN) LENGTH ISSUER IDENTIFIER IN PAYMENT ACCOUNT NUMBER DATA FIELD OF A TRANSACTION AUTHORIZATION REQUEST MESSAGE Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 28 Jan 2022 | 19 May 2022 |
| Utility: EXTRA SECURITY ELEMENT ON CARDS TO PROTECT AGAINST FRAUD Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 19 Nov 2021 | 19 May 2022 |
| Utility: OFFLINE COIN PROTOCOL Filling date: 8 Sep 2025 Issue date: 19 May 2022 | 4 Nov 2021 | 19 May 2022 |
| Utility: Methods and systems for online purchase of items in increased online traffic Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 28 Jul 2020 | 17 May 2022 |
| Utility: Method for communicating a non-speech message as audio Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 30 Jan 2020 | 17 May 2022 |
| Utility: System and methods for performing a visually-impaired transaction Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 24 Oct 2019 | 17 May 2022 |
| Utility: Method and system for pre-authorization of orphaned blockchain transactions Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 11 Jul 2019 | 17 May 2022 |
| Utility: Methods and systems for facilitating payment transactions at point of sale terminals Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 4 Jun 2019 | 17 May 2022 |
| Utility: Systems and methods for personalizing payment cards Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 14 May 2019 | 17 May 2022 |
| Utility: Method and system for secure authentication of user and mobile device without secure elements Filling date: 8 Sep 2025 Issue date: 17 May 2022 | 2 Dec 2014 | 17 May 2022 |
| Utility: SECURE AND FLEXIBLE PIPELINE MANAGEMENT TOOL Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 24 Jan 2022 | 12 May 2022 |
| Utility: TRI-PARTY PROCESS FLOW FOR CONTROL TRIALS ANALYTICS Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 11 Nov 2021 | 12 May 2022 |
| Utility: AUTOMATICALLY MANAGING A MESH NETWORK BASED ON DYNAMICALLY SELF-CONFIGURING NODE DEVICES Filling date: 8 Sep 2025 Issue date: 12 May 2022 | 10 Nov 2021 | 12 May 2022 |
| Utility: Systems, computer-readable media and computer-implemented methods for network adapter activation in connection with fibre channel uplink mapping Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 25 Feb 2021 | 10 May 2022 |
| Utility: Systems and methods for use in transferring funds between payment accounts Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 2 Jul 2020 | 10 May 2022 |
| Utility: Automated enrollment of a user in an automatic updating program Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 20 Apr 2020 | 10 May 2022 |
| Utility: Methods and systems for a reliable payment transaction Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 15 Nov 2019 | 10 May 2022 |
| Utility: Method and system for facilitating electronic transactions Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 31 Jul 2019 | 10 May 2022 |
| Utility: Electronic system and method for transaction processing Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 20 Jun 2019 | 10 May 2022 |
| Utility: Systems and methods for coordinating virtual wallet defaults Filling date: 8 Sep 2025 Issue date: 10 May 2022 | 27 Sep 2017 | 10 May 2022 |
| Utility: METHOD AND SYSTEM FOR AN EFFICIENT CONSENSUS MECHANISM FOR PERMISSIONED BLOCKCHAINS USING AUDIT GUARANTEES Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 20 Jan 2022 | 5 May 2022 |
| Utility: SYSTEMS AND METHODS FOR SMARTCARD BIOMETRIC ENROLLMENT Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 19 Jan 2022 | 5 May 2022 |
| Utility: METHOD AND SYSTEM FOR DISTRIBUTED DATA STORAGE WITH ETERNAL INTEGRITY GUARANTEES Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 19 Jan 2022 | 5 May 2022 |
| Utility: METHODS AND SYSTEMS FOR CRYPTOGRAPHIC KEYS EXCHANGE Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 17 Jan 2022 | 5 May 2022 |
| Utility: SECURE AND SAFE METHOD TO DISABLING PAYMENT FUNCTIONALITY ON LOST OR STOLEN TRANSACTION CARDS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 14 Jan 2022 | 5 May 2022 |
| Utility: SYSTEM AND METHOD FOR PROCESSING A TRANSACTION USING ACCOUNT INFORMATION ON FILE Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 13 Jan 2022 | 5 May 2022 |
| Utility: METHOD AND SYSTEM FOR DEVICE LEVEL AUTHENTICATION IN ELECTRONIC TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 8 Nov 2021 | 5 May 2022 |
| Utility: MESSAGING RELATIONSHIP UNIQUE IDENTIFIER SYSTEMS AND METHODS Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 1 Nov 2021 | 5 May 2022 |
| Utility: SYSTEMS AND METHODS FOR DETECTING SUSPECT ACTIVITY OVER A COMPUTER NETWORK Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 28 Oct 2021 | 5 May 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN NEUTRAL ZONE EXECUTION OF LOGIC Filling date: 8 Sep 2025 Issue date: 5 May 2022 | 22 Sep 2021 | 5 May 2022 |
| Utility: Controlling usage of electronically shared information Filling date: 8 Sep 2025 Issue date: 3 May 2022 | 4 Mar 2020 | 3 May 2022 |
| Utility: Combination mobile phone case and payment card assembly for facilitating digital wallet payments Filling date: 8 Sep 2025 Issue date: 3 May 2022 | 22 Jan 2020 | 3 May 2022 |
| Utility: System and method for securely transacting over a landline Filling date: 8 Sep 2025 Issue date: 3 May 2022 | 14 Oct 2019 | 3 May 2022 |
| Utility: Method and system for optimizing transaction flow for blockchain mining and confirmation Filling date: 8 Sep 2025 Issue date: 3 May 2022 | 3 Oct 2019 | 3 May 2022 |
| Utility: Database system architecture for refund data harmonization Filling date: 8 Sep 2025 Issue date: 3 May 2022 | 31 Dec 2018 | 3 May 2022 |
| Utility: METHOD AND SYSTEM FOR IMPLEMENTING CHARGEBACKS ON A DISTRIBUTED LEDGER SYSTEM Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 6 Jan 2022 | 28 Apr 2022 |
| Utility: SYSTEMS, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR SECURE INDIVIDUAL IDENTIFICATION Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 30 Dec 2021 | 28 Apr 2022 |
| Utility: ARCHITECTURAL DESIGN FOR UNIVERSAL SOFTWARE AUTOMATION PIPELINES Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 21 Oct 2021 | 28 Apr 2022 |
| Utility: Devices, Methods and Computer Readable Mediums for Providing Access Control Filling date: 8 Sep 2025 Issue date: 28 Apr 2022 | 23 Oct 2020 | 28 Apr 2022 |
| Design: Tactile payment card Filling date: 8 Sep 2025 Issue date: 26 Apr 2022 | 18 Oct 2019 | 26 Apr 2022 |
| Utility: Method and system for using dynamic private keys to secure data file retrieval Filling date: 8 Sep 2025 Issue date: 26 Apr 2022 | 16 Apr 2019 | 26 Apr 2022 |
| Utility: Systems and methods for use in authenticating consumers in connection with payment account transactions Filling date: 8 Sep 2025 Issue date: 26 Apr 2022 | 16 Dec 2016 | 26 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS AND PROVIDING GRAPHIC VISUALIZATIONS OF AN AUTHENTICATION PROCESS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 31 Dec 2021 | 21 Apr 2022 |
| Utility: Voice Controlled Systems and Methods for Onboarding Users and Exchanging Data Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 31 Dec 2021 | 21 Apr 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 28 Dec 2021 | 21 Apr 2022 |
| Utility: METHOD AND SYSTEM FOR CONSUMER-INITIATED TRANSACTIONS USING ENCRYPTED TOKENS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 27 Dec 2021 | 21 Apr 2022 |
| Utility: MONITORING ACCOUNT USAGE TO PROVIDE TRANSACTION RETRY NOTIFICATIONS Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 20 Oct 2020 | 21 Apr 2022 |
| Utility: Digital Rights Management Platform Filling date: 8 Sep 2025 Issue date: 21 Apr 2022 | 20 Oct 2020 | 21 Apr 2022 |
