| Utility: Systems and methods for message tracking using real-time normalized scoring Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 1 Apr 2020 | 9 Aug 2022 |
| Utility: Methods and systems for verification of operations of computer terminals and processing networks Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 31 Dec 2019 | 9 Aug 2022 |
| Utility: Method and system for facilitating e-commerce transactions Filling date: 8 Sep 2025 Issue date: 9 Aug 2022 | 23 May 2019 | 9 Aug 2022 |
| Utility: SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 18 Apr 2022 | 4 Aug 2022 |
| Utility: METHOD AND SYSTEM FOR SECURE AUTHENTICATION OF USER AND MOBILE DEVICE WITHOUT SECURE ELEMENTS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 13 Apr 2022 | 4 Aug 2022 |
| Utility: AUDIENCE RECOMMENDATION USING NODE SIMILARITY IN COMBINED CONTEXTUAL GRAPH EMBEDDINGS Filling date: 8 Sep 2025 Issue date: 4 Aug 2022 | 1 Feb 2021 | 4 Aug 2022 |
| Utility: Systems and methods for cross-border ATM fraud detection Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 12 Apr 2021 | 2 Aug 2022 |
| Utility: Methods and systems for securing and utilizing a personal data store on a mobile device Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 10 Jul 2020 | 2 Aug 2022 |
| Utility: Method and system for recording point to point transaction processing Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 8 Apr 2020 | 2 Aug 2022 |
| Utility: Generating a virtualized stub service using deep learning for testing a software module Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 21 Nov 2019 | 2 Aug 2022 |
| Utility: System and methods for performing a disability-assisted transaction Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 24 Oct 2019 | 2 Aug 2022 |
| Utility: Systems and methods for pre-authenticating a user of a payment card over a network Filling date: 8 Sep 2025 Issue date: 2 Aug 2022 | 3 Jan 2017 | 2 Aug 2022 |
| Utility: Controlling access to data resources on high latency networks Filling date: 8 Sep 2025 Issue date: 26 Jul 2022 | 28 Dec 2020 | 26 Jul 2022 |
| Utility: Method and system for double anonymization of data Filling date: 8 Sep 2025 Issue date: 26 Jul 2022 | 11 Aug 2020 | 26 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR FACILITATING ELECTRONIC TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 7 Apr 2022 | 21 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR OPTIMIZING TRANSACTION FLOW FOR BLOCKCHAIN MINING AND CONFIRMATION Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 6 Apr 2022 | 21 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR EFFECTIVELY ANONYMIZING CONSUMER TRANSACTION DATA Filling date: 8 Sep 2025 Issue date: 21 Jul 2022 | 24 Mar 2022 | 21 Jul 2022 |
| Utility: Data analysis systems and methods for identifying recurring payment programs Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 31 Aug 2020 | 19 Jul 2022 |
| Utility: Method and system for facilitating reuse or recycling of packing bags Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 23 Apr 2020 | 19 Jul 2022 |
| Design: Transaction card with stacked account identifier Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 3 Apr 2020 | 19 Jul 2022 |
| Design: Transaction card with stacked account identifier and angular feature Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 3 Apr 2020 | 19 Jul 2022 |
| Design: Transaction card with stacked account identifier and linear feature Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 3 Apr 2020 | 19 Jul 2022 |
| Utility: User verification for credential device Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 6 Mar 2020 | 19 Jul 2022 |
| Utility: Systems and methods for associating related merchants Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 26 Nov 2019 | 19 Jul 2022 |
| Utility: Electronic system and computerized method for processing recurring payment transactions Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 20 May 2019 | 19 Jul 2022 |
| Utility: Method and system for contactless transmissions using off-the-shelf devices Filling date: 8 Sep 2025 Issue date: 19 Jul 2022 | 12 Apr 2019 | 19 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR BRIDGING TRANSACTIONS BETWEEN EFT PAYMENT NETWORKS AND PAYMENT CARD NETWORKS Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 30 Mar 2022 | 14 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR TRANSACTION AUTHORIZATION VIA CONTROLLED BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 28 Mar 2022 | 14 Jul 2022 |
| Utility: METHODS AND SYSTEMS FOR PROVIDING A DECISION MAKING PLATFORM Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 14 Mar 2022 | 14 Jul 2022 |
| Utility: CONTENT COMMUNICATIONS SYSTEM WITH CONVERSATION-TO-TOPIC MICROTREND MAPPING Filling date: 8 Sep 2025 Issue date: 14 Jul 2022 | 13 May 2021 | 14 Jul 2022 |
| Utility: Device-based transaction authorization Filling date: 8 Sep 2025 Issue date: 12 Jul 2022 | 1 Oct 2020 | 12 Jul 2022 |
| Utility: Systems and methods for use in clearing and/or settling network transactions Filling date: 8 Sep 2025 Issue date: 12 Jul 2022 | 19 Aug 2020 | 12 Jul 2022 |
| Utility: Payment methods and systems by scanning QR codes already present in a user device Filling date: 8 Sep 2025 Issue date: 12 Jul 2022 | 6 Nov 2019 | 12 Jul 2022 |
| Utility: Refunding real-time payment transaction via payment card network messaging and settlement Filling date: 8 Sep 2025 Issue date: 12 Jul 2022 | 13 Jun 2019 | 12 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR USE IN AUTHENTICATING CONSUMERS IN CONNECTION WITH PAYMENT ACCOUNT TRANSACTIONS Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 28 Mar 2022 | 7 Jul 2022 |
| Utility: METHOD AND SYSTEM FOR MULTI-ACCOUNT CHECK PROCESSING VIA BLOCKCHAIN Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 25 Mar 2022 | 7 Jul 2022 |
| Utility: NEURAL NETWORK LEARNING FOR THE PREVENTION OF FALSE POSITIVE AUTHORIZATIONS Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 25 Mar 2022 | 7 Jul 2022 |
| Utility: ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR FACILITATING PAYMENT AUTHORIZATIONS IN AUTONOMOUS VEHICLES Filling date: 8 Sep 2025 Issue date: 7 Jul 2022 | 4 Jan 2022 | 7 Jul 2022 |
| Utility: Security for contactless transactions Filling date: 8 Sep 2025 Issue date: 5 Jul 2022 | 6 Mar 2020 | 5 Jul 2022 |
| Utility: Methods and systems for initiating a financial transaction by a cardholder device Filling date: 8 Sep 2025 Issue date: 5 Jul 2022 | 27 Oct 2017 | 5 Jul 2022 |
| Utility: Method and system for dynamic display of personalized images Filling date: 8 Sep 2025 Issue date: 5 Jul 2022 | 6 Jun 2017 | 5 Jul 2022 |
| Utility: System for control group optimization to identify optimal baseline algorithm Filling date: 8 Sep 2025 Issue date: 5 Jul 2022 | 19 Jan 2017 | 5 Jul 2022 |
| Utility: Product authentication over a payment network Filling date: 8 Sep 2025 Issue date: 5 Jul 2022 | 29 Sep 2014 | 5 Jul 2022 |
| Utility: SYSTEMS AND METHODS FOR IDENTIFYING FULL ACCOUNT NUMBERS FROM PARTIAL ACCOUNT NUMBERS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: METHODS AND SYSTEMS FOR REWARDING RECYCLING OF CONTAINERS AND COLLECTING CONTAINER METRICS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: SYSTEMS AND METHODS FOR SECURING DATA USING A TOKEN Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: MULTI-NETWORK TOKENIZATION SYSTEMS AND METHODS Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 30 Dec 2020 | 30 Jun 2022 |
| Utility: SYSTEMS AND METHODS FOR AUTOMATED FIREWALL PROVISIONING FOR VIRTUAL MACHINES Filling date: 8 Sep 2025 Issue date: 30 Jun 2022 | 29 Dec 2020 | 30 Jun 2022 |
| Utility: Method and system for prevention of spam attacks on a blockchain network Filling date: 8 Sep 2025 Issue date: 28 Jun 2022 | 1 Jul 2020 | 28 Jun 2022 |
| Utility: Method and system for prevention of lost currency in blockchain networks to missing wallets Filling date: 8 Sep 2025 Issue date: 28 Jun 2022 | 22 Jan 2020 | 28 Jun 2022 |